Small businesses can be characterized as micro-managed organizations that are doing their best to complete the most with the least, especially when it comes to cash reserves. If you, as a small business owner, have little or no working capital, you’re going to find yourself in a harsh reality. Getting Access to Working Capital Finding a source for working capital can be challenging for small businesses. Traditional banks have strict requirements and aren’t willing to fund businesses with poor credit scores: they prefer established, reliable businesses. So, small businesses and entrepreneurs should find a reputable business loan provider like […]

Do you need to get access to working capital so to meet your short term business needs or goals? Securing a business line of credit is one of the most commonly used options to get financing for your company. Business Line of Credit A line of credit (LOC) can be characterized as an arrangement between a financial institution, (usually a bank) and a customer that establishes a maximum loan balance that the lender permits the borrower to access or maintain. The borrower can get access to these funds from the line of credit whenever he/she needs, without exceeding the maximum […]

Working capital is vital for all types of businesses. It’s the cash available for the day-to-day expenses associated with running your business and is a measure of both your company’s efficiency and short term financial performance. Cash flow plays an immense role in covering payroll, inventory, marketing campaigns and any other financial expenses that you may have while running your daily operations. To grow and expand, businesses should maintain enough operating capital. With alternative online lenders like firstamericanmerchant.com, you won’t have any difficulty to get approved for capital loans. FAM can help you avoid preparing lots of paperwork. Also, you’ll […]

Have you got bad credit? Don’t fall into desperation! Bad credit doesn’t mean you have no chances getting approved for business funding. You can obtain a loan even if you have bad credit. All you need is to find a reputable business loan provider that offers loans for your bad credit or without credit check. Consider turning to firstamericanmerchant.com, an award-winning business loan provider and a payment processor that specializes in the high risk sector and has an A+ rating with the BBB. Are You a High Risk Business or Have Got Bad Credit? Even though your bad credit can […]

To get access to working capital, you should find a reliable and trustworthy business loan provider to turn to. If you’re interested in merchant cash advance companies, consider applying to firstamericanmerchant.com. First American Merchant is a reputable and award-winning business loan provider and high risk processor that can help you take your business to new heights. First American Merchant offers: Merchant Cash Advance ACH Program High Risk Business Funding Consumer Financing With FAM, you can enjoy the following benefits of merchant funding: Fast Funding – You can have funds in your bank in as little as 72 hours. No Hassle […]

Are you looking for business funding for your company? Take the time to do some research and find a reputable business loan provider that will help you take your business off the ground and grow. Consider turning to firstamericanmerchant.com, an award-winning business loan provider and high risk processor that boasts an A+ rating with the BBB. First American Merchant offers the following types of business funding to merchants so that they can take their business to the next level: Merchant Cash Advance ACH Program High Risk Business Funding Consumer Financing ACH “Bank Only” Program from First American Merchant If you’re […]

The first thing that comes to your mind concerning a small business loan is that it can help you tackle your problems. In fact, small business loans can also create problems for you, meaning you have to repay your loan, and your project may cost more than you expect. To stay away from problems brought about by small business loans and to get the best for your business needs, you should find a reputable business loan provider and payment processor like firstamericanmerchant.com. First American Merchant offers exceptional business loan opportunities to merchants of any type and size. FAM can help […]

Small businesses are the engine of the economy. Very often, many small business owners are in need of business funding so to take their business off the ground or to the next level. So they start doing some research to find a reliable business loan provider to get access to business capital. As for high risk businesses, as a rule, they have difficulty getting approved for a traditional business loan since traditional banks and payment processors refuse to fund such businesses because of the risks associated with them. Fortunately, reputable business loan providers like firstamericanmerchant.com don’t shy away from high […]

How a Cash Advance Works A merchant cash advance (also called a business cash advance) is an advance of capital based on your future business receivables. They can be a good financing option for restaurants, grocery stores, and other businesses that accept a large volume of credit card payments. MCAs are available to business owners with low credit scores, and they do not require collateral or a personal guarantee. Once you get the advance, you pay it back each day with a small fixed percentage of your daily credit card sales. Since it’s a percentage, you pay more on days […]

For small and online business owners in need of fast access to capital to grow their business, business cash advance – also known as “merchant cash advance” – is a solid option. So, what is a merchant cash advance? In a merchant cash advance, a merchant gives businesses upfront cash or capital in exchange for a percentage or a portion of future credit card sales. Many small or online businesses are in need of merchant cash advances for things such as making payroll, growing inventory, purchasing new equipment/packaging/supplies, marketing or advertising dollars, expansion/renovation of business, rent payments, and more. If […]