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Small Business Blog Posts

By First American Merchant

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18 Customer Service Predictions You May No Know

Customer service plays a central role in the service context. Lots of survey results show that customer experience is becoming a priority for most companies. If you want to learn more about modern customer experience/service trends and find a business funding provider offering exceptional service to customers, just read below. Customer Experience in the Modern World of Business As Brian Halligan, CEO and founder of HubSpot, notes, the change rate during the early years of the 20th century around transportation is similar to the change rate regarding communications and marketing existing today. Building customer relations and loyalty in today’s ever-evolving […]

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Small Business Lending: Invoice & Fintech Modernizing Banks

Fintech companies and payment startups are focused on solving the problems facing small business banking and helping financial institutions modernize. If you’re a merchant on the lookout for the most reliable and cheapest small business lending, this article is right for you. Small Business Lending: Invoice and Fintech Small businesses account for growth and open up doors for innovation and new opportunities. Small business credit across the world became unproductive after the 2008 financial crisis. It hasn’t opened up until recently. Today, banks are often entering into partnerships with fintech companies to avoid competing. In fact, fintech companies have brought […]

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6 Unique Ideas for Your Next Small Business

Recent reports say that more than 20.5 million Americans own their own business. Another 53 million freelance in various fields. The rest of America wishes they owned their own operation. The Organisation for Economic Co-operation and Development (OECD) discovered that 58 percent of women and 69 percent of men in the U.S. agree with the statement “I would rather take a risk and build my own business than work for someone else.” So, what stops these individuals from going after their entrepreneurial dreams? On the long list of reasons, cash definitely ranks near the top. Today, finding small business financing […]

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Reports Say Small Business Optimism at a 45-Year High

According to the National Federation of Independent Business’ recent reports, the country is experiencing a record high in business optimism among small business owners. These same businesses are at a 45-year high for recruiting and filling jobs. Considering that this level of optimism has only occurred three times in the last three years, now is definitely the perfect time to capitalize on it if you own a small business. Thanks to tax relief, businesses are thriving. When businesses thrive, the economy prospers. Many companies have shared their plans to expand this year. They also intend to increase inventory, hire new […]

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3 Ways the Government Shutdown Affected Small Businesses

Much has been said about who has been harmed by the recent government shutdown – the longest shutdown in U.S. history. The shutdown began Dec. 22, 2018 and ended 35 days later. Hundreds of thousands of Federal workers who had missed two paychecks during the partial government shutdown were finally informed they would receive their back pay. In the midst of the shutdown and in the days after, not much was said about how the partial shutdown affected small businesses. Countless small business owners were also negatively impacted by the shutdown. The following are the top three consequences small businesses […]

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Options for Small Business Startup Loans With No Credit Check

When businesses are just starting out they need extra capital for everything from emergencies to hiring new staff. You probably think, “no problem, I’ll just apply for a loan, right?” Think again. Due to a lack of collateral and little or bad credit scores, startups have a difficult time borrowing money. Luckily, there are options to pursue that do not require a credit inquiry. Though options may be limited, you can apply for a loan that is based on your business performance, instead of your credit score. Options for Small Business Startup Loans No Credit Check Some of the best […]

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Get a Small Business Loan No Credit Check

Getting a small business without having to face a credit check is possible just do not expect to get the financing from a traditional lender, like a bank. Approving financing for a speculative business without collateral and good credit is something banks do not want to risk. Banks consider merchants in these categories as “high risk,” which basically means a number of factors, such as a reputation for excessive chargebacks or their industries, they may be less likely to pay back the money borrowed. Therefore, the best way to get a small business loan no credit check I to apply […]

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Common Methods of Financing Small Businesses

At one point or another, every business will encounter a situation in which they need more cash. Even the most successful, dedicated small business owner will face periods where there is not enough working capital to cover day-to-day expenses. Purchasing new equipment, supplies and inventory will also be difficult, if not impossible. This is where small business financing comes into play. It’s important to note that not all small business financing options are created equal. Your credit, time in business, available collateral, financials, business type and industry are just a few of the factors that will determine which option is […]

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Run Your Small Business Successfully

New startups appear each and every day Young entrepreneurs usually think starting a business is the quickest way to success. Startups are vulnerable especially in the early period of development. This is especially true of those entrepreneurs who lack previous experience in running a business. So, what’s important to follow so to reach success? How can you run your small business without challenges? Have a System for Task Management Implement a system of task management so to get your to-do list under control easily. Otherwise, you’ll risk losing customers, vendors or even your mind. Focus on Your Finances Did you […]

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Best Protection from Cyber War on Small Business

The 2016 State of SMB Cybersecurity Report shows that from April 2016 to April 2017, hackers have breached half of all small businesses in the US. A bill making its way through the US Senate proposes to create a set of resources and guidelines that can be used by small businesses for the purpose of protecting themselves from cyber attacks, which are steadily increasing in number. Cyber Attacks Are on the Rise According to a recent survey, 87% of small business owners don’t feel they’re at risk of a cybersecurity attack. 1 in 3 small businesses doesn’t use the necessary […]

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