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Small Business Blog Posts

By First American Merchant

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Common Methods of Financing Small Businesses

At one point or another, every business will encounter a situation in which they need more cash. Even the most successful, dedicated small business owner will face periods where there is not enough working capital to cover day-to-day expenses. Purchasing new equipment, supplies and inventory will also be difficult, if not impossible. This is where small business financing comes into play. It’s important to note that not all small business financing options are created equal. Your credit, time in business, available collateral, financials, business type and industry are just a few of the factors that will determine which option is […]

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Run Your Small Business Successfully

New startups appear each and every day Young entrepreneurs usually think starting a business is the quickest way to success. Startups are vulnerable especially in the early period of development. This is especially true of those entrepreneurs who lack previous experience in running a business. So, what’s important to follow so to reach success? How can you run your small business without challenges? Have a System for Task Management Implement a system of task management so to get your to-do list under control easily. Otherwise, you’ll risk losing customers, vendors or even your mind. Focus on Your Finances Did you […]

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Best Protection from Cyber War on Small Business

The 2016 State of SMB Cybersecurity Report shows that from April 2016 to April 2017, hackers have breached half of all small businesses in the US. A bill making its way through the US Senate proposes to create a set of resources and guidelines that can be used by small businesses for the purpose of protecting themselves from cyber attacks, which are steadily increasing in number. Cyber Attacks Are on the Rise According to a recent survey, 87% of small business owners don’t feel they’re at risk of a cybersecurity attack. 1 in 3 small businesses doesn’t use the necessary […]

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Get a Small Business Loan Today!

64% of small business owners start with $10.000 or less. They’re primarily self-funded. If you, as a small business owner, need access to working capital, be aware it may be challenging to get approved for a small-business loan. So, you need to prepare well so that to increase your chances of getting a loan. What do you need to focus on? Reason You Need Funding Lenders would like to know the reason you’re applying for a small business loan. Determine whether you need it to start your business, manage day-to-day expenses, grow your business, or maybe to have a safety […]

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Mom-and-Pop Businesses Vs Mega Chains

According to the US Small Business Administration, there are 28.8 million small businesses in the US. Small businesses, which include those with fewer than 500 employees, represent 99.7% of all business in the US. Between the middle of 2009 and the middle of 2013, small businesses created 60% of the jobs. When it comes to larger stores, 20 of the largest US-based supermarket and grocery store chains are ranked alongside the 250 largest retailers in the world thanks to the revenue they have. Of the 250 world’s largest retail chains, 25% are classified as strictly being supermarket and grocery store […]

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