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ACH Blog Posts

By First American Merchant

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Get an ACH Loan

Are you looking for some innovative products in today’s alternative lending marketplace? What about an ACH loan? What does it mean? Where can you get it easily? Just move forward to learn more on the topic. ACH Loan: Know What It Is An ACH (Automated Clearing House) loan is also known as an ACH advance or cash flow. Automated Clearing House can be described as a way to transfer funds from one bank account to another via direct deposit or direct payment by using ACH transaction banking. Some consider this type of loans a “cash flow” loan. The reason is […]

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ACH Payments and ACH Business Loans for Your Small Business

Paper checks used for small business loan payments are becoming a history. The alternative lending market is increasingly turning to ACH payments. To get more information on ACH payments and ACH business loans, just read this article. ACH Payments ACH (Automated Clearing House) payments are also referred to as eChecks. These payments are being more and more often used for online and point-of-purchase payments. This is also true of B2B (business-to-business) and P2P (person-to-person) payments. The costs associated with ACH payment processing depends on your merchant account provider or the entity you use for ACH payment processing. Automated Clearing House […]

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Enhance Your Business with ACH eCheck Services

Accept electronic check payments, increase sales, and reduce the costs that come with paper check processing by using ACH eCheck services. Using these services not only boosts customer satisfaction, but, it allows you to grow your revenue because you are giving customers another payment option by offering check and ACH transactions. The Beauty of ACH eCheck Services To understand the benefits, you must understand ACH, which stands for the Automated Clearing House, and eCheck services. ACH refers to the main network that processes most of the electronic payments in the United States. On the other hand, electronic checks are a […]

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ACH Business Loans Give Access to Working Capital

Businesses that wants to expand operations, unroll a new product, or hire new team members can fund their project with the help of ACH business loans. These loans are popular funding solutions for small and midsized businesses because they provide quick access to working capital and they don’t need to put up any collateral. Unlike traditional loans, many lenders, such as First American Merchant, will approve ACH business loans in just a few days. Startups and smaller businesses, which don’t have long business histories and have little or poor credit, also are drawn to these loans because they don’t require […]

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Cash in on the Benefits of ACH eCheck Services

ACH eCheck services are a simple an easy way for businesses and consumers to enter the e-commerce world. Unfortunately, there is some confusion surrounding the services, which include ACH payments and eCheck processing, because many in the financial industry use the terms interchangeably. On a fundamental level, ACH payments and eChecks are the same because they both make payments or deposits by transferring money from one bank account into another. ACH (Automated Clearing House) is the main network that processes most of the electronic transactions in the United States while electronic checks are a form of payment. Since eChecks, which […]

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Same-Day ACH & eCheck Processing For High-Risk Businesses

Same-day ACH and eCheck processing are still underused payment taking methods compared to other forms, e.g., credit cards. However, they always have the benefit of providing instant cash when you’re in need. You receive your money as soon as the on the same day; a feature that makes them unique compared to other payment techniques. So if you’re the entrepreneur whose business requires both/any of the payment services mentioned above, don’t worry where to start from. First American Merchant is a financial service provider that offers same-day ACH as well as eCheck processing. And they do this at very low […]

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Learn Why an ACH Business Loan is Good for Small Businesses

More than 25.5 billion Automated Clearing House (ACH) payments totaling about $43 trillion were made in 2016, according to NACHA statistics. NACHA is the organization that manages the ACH, which is the main network that processes most of the electronic debit and credit transactions in the United States, and is funded by the financial institutions it governs. That 2016 figure is an increase of about 1.3 billion from 2015, which represented growth of 5.4%. As consumers move further away from paper money and shift to move toward an electronic, interconnected and mobile infrastructure, it’s no surprise that the number of […]

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5 Tips for Recruiting the Perfect Candidates for Your Small Business

Moving into 2018, small businesses are focused on their goals and aspiration for the New Year. According to a recent survey by Microsoft Store and SurveyMonkey, 90 percent of small businesses plan to hire one or two employees in 2018 – depending on their budget. Does your small business share these plans to hire additional staff? If so, the following 5 tips will help you find and hire the perfect individual(s). Use Your Business’ Social Media Do you know what interests candidates? Have you put your business “out there” enough for candidates to know who you are and what your […]

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6 Ways to Improve Workplace Atmosphere and Boost Productivity

Before you know it, the pressure and stress of staying on top of day-to-day tasks can take up all your time and effort. It is easy to overlook the state of your company’s workplace atmosphere and the productivity of your employees. You obviously want your workplace to be as efficient as possible, so you can help avoid problems down the road. The following six tips will help you effectively manage and improve your workplace environment, while also boosting productivity. 1.      Focus on Company Culture Your company culture defines the environment in which your employees work. It involves shared […]

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High Risk ACH Processing for Your High Risk Business

The ACH Network can be defined as a batch processing system enabling financial institutions to accumulate transactions throughout the day before sending them in batches for processing. ACH payments aren’t the same things as traditional paper-based checks: the former payments are transmitted electronically, thus accounting for lower costs and faster processing times. Finding the right ACH merchant account provider can be a real challenge, especially for those who’re running a high risk business. The majority of ACH processors avoid working with high risk merchants. So, it’s critical for high risk business owners to apply to a reliable and experienced high […]

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