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Business Advice Blog Posts

By First American Merchant

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How Businesses Can Fight Homelessness

With hundreds of thousands of people being homeless in the U.S. and the U.K., the problem homelessness goes beyond the frames of merely social issues. If you’re interested in how businesses are on the hook for fighting homelessness and if you’re in need of exceptional alternative business loans, this article is for you. Businesses Fighting Homelessness: Alternative Business Loans Ironically, homelessness is the most vividly expressed in successful cities, in the intersection of dynamic economies and firmly regulated housing markets. This is a disaster that must be eradicated as much as possible. Did you know that homelessness is the fastest […]

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10 Ways to Build Up Retirement Funds

Your personal success as a small business owner is based on long-term planning. Building a successful business is important but it’s no less important to build up funds for after retirement. How to secure personal retirement funds effectively? Where to find reliable and affordable ACH business loans? Just read to know. Funds for After Retirement: ACH Business Loans Have you already hit 60? Hopefully, you have built up a significant amount for after your retirement. What if you haven’t? Well, you need to be careful about protecting what you’ve built and take advantage of opportunities. In fact, the number of […]

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7 Tips Business Owners Can Use to Boost Decision-Making

Do you feel like you float from day to day, never really in control of making decisions? As a business owner, it is easy to let anxiety creep in and cloud your decision-making. The following steps will help you boost your decision-making confidence. 1. Gather information In most cases, making the right decision is as simple as being informed. It isn’t necessary to have the complete answer right away. However, it is important to gather enough information so that you feel confident making your decision. Don’t be afraid to ask lots of questions before taking the next step. 2. Take […]

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How to Deal With a Data Breach

Data breaches are no more a surprise. The important thing is how you respond to them. The way you respond can go a long way in keeping your business away from major damages. What about a reliable and affordable bad credit merchant account? Who can get you one easily? This article will help you with all these. Data Breaches: What Numbers Show The 1st computer virus was called “The Creeper.” It was revealed in the early 1970s. Based on a 2016 report by FireEye, companies worldwide spent 146 days (on average) to detect a data breach. Did you know that […]

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Anti-Money Laundering Lapse Costs Morgan Stanley $10 Million

Wall Street’s industry funded watchdog fined The brokerage unit of Morgan Stanley must pay $10 million for failing to comply with its anti-money laundering program, according to Wall Street’s industry-funded watchdog group, Finra. Finra (Financial Industry Regulatory Authority) reported that the brokerage unit’s lapses occurred for more than five years, from January 2011 until April 2016. According to Finra, Morgan Stanley’s automated surveillance system did not receive important data from its other systems, resulting in the firm’s inability to track tens of billions of dollars of wire and foreign currency transfers. Some of these transfers were from countries that have […]

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How a Micro Business Can Network On a Tight Schedule and Budget

Savvy micro business owners can never overlook the significance of small business networking in making the critical connections they need to expand their firms. Interrelating with would-be business partners, shareholders, or clients promotes loyalty and a strong business rapport which later open up new doors. And so far, we’ve discovered lack of time as the major stumbling block preventing micro business owners from networking—it’s hard to spare some hours to attend conferences or events when you have a buzz of activities going on in the office. But because you can’t do without networking, here are great ways to make sure […]

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The Advantages of Business Credit Cards

While you are continuing to figure out your cash flow during the beginning stages of your business, using a personal or business credit card may best type of financing to help you with those unexpected expenses. If managed properly, a credit card can help you get started and take care of any financial challenges along the way. Check out the benefits of using a business credit card here: It’s a Simpler Financing Option Than a Bank: Getting a new business loan from a traditional lender is not easy when you are first starting out. In most cases, banks require you […]

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Create More Referrals & Get Business Loans with No Credit

If you want to grow your business, you should maximize your referral strategy. Well, how to motivate your past and current clients, customers, users, friends, and others to let the world know about your products/services? This article will tell you how. Also, you’ll learn how to obtain business loans with no credit easily. Grow Your Business with Referrals and Business Loans with No Credit As technology advances, more solutions appear like social media, search engines, apps, and lead-sharing platforms to help you grow your business. However, this isn’t enough. Creating referrals from trusted friends, colleagues, and family members still remains […]

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Raising the Minimum Wage in New Jersey

It’s not easy to live a life below the poverty line. Even if you live in the richest country in the world, this a rather challenging situation indeed. The minimum wage raise to $15 in N.J. could be regarded as an addition to the current state requirement of increasing the minimum for annual inflation. There’s a consistent higher unemployment rate in some southern New Jersey counties as compared to the other parts of the state. The cost of living is relatively high in N.J., and the minimum wage is staying behind it. The costs associated with healthcare and childcare grew […]

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Why You Should Monitor Your Business’s Taxes Year-round

The business owner’s mind has a lot to mull over year-round and among the matters they should worry about is tax compliance. Though not given enough attention by many, it is arguably one of the critical factors affecting their businesses. According to Brian D. Kitchen, a Tax Strategist at Kreischer Miller, merchants should learn the significance of knowing their tax liability under the newly passed Tax Cuts & Jobs Act, and recognize that proper monitoring of taxes year-round can be of help during filing season. Discover more ways tax compliance could impact business decisions all through the year. Estimated Tax […]

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