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Business Funding Blog Posts

By First American Merchant

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7 Business Funding Requirements You Can’t Ignore

Have you decided to expand your business? Do you need to pay for new employees? Maybe you need new office space, don’t you? What about new materials, inventory, or marketing, and more? With the right business funding, you can realize all this, and not only. Just keep on reading below to discover the main business loan requirements you need to know. Business Funding Requirements to Know When applying for a business loan, you’ll almost always be required to show self-reported credentials. These include your personal credit, annual revenue, and how long you’ve been doing business. Moreover, almost always you’ll be […]

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Get the Right Business Funding & Prepare for Summer Downtime

If you’ve been thinking the summer months are away from being productive, you’re wrong. In reality, summer is an extremely productive period for businesses. After all, you can’t find extra time to focus on different areas of your business, can you? So, let’s see how you can use the summer period for your business, as well as discover exceptional business funding opportunities. Business Funding Sunshine… Hot days… Cool backyard pool… Wait! The picture may be completely different for you if you’re a business owner. It’s not always that easy for you to take time off and enjoy the summer months, […]

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Homelessness on Economics: Alternative Small Business Loans

Homelessness is still a major concern. In fact, it doesn’t bring positive impact on the economic competitiveness existing in the country. To learn more about the problem of homelessness in the U.S. and find exceptional alternative small business loans from a true business funding expert. Just follow the lines below. Alternative Small Business Loans & the Impact of Homelessness Today’s homelessness is a disaster that’s got an economic nature rather than is associated with mental health or alcoholism, or other problems like these. Globalization and urbanization have brought an immense impact on how housing markets develop and how basic income […]

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New Financial Players Bring Back Risky Borrowing Habits

After the devastating financial crisis of 2008, you would think the financial industry had learned its lesson. However, just a decade after reckless home lending habits nearly destroyed the financial system, risky loans are back in full force. This time, banks are not the ones to blame. In the years following the recession, a growing network of businesses stepped in to provide alternative loan options to the parts of the economy banks had quickly abandoned. This is known as “shadow banking”. With banks unwilling to lend, it made it incredibly difficult – and still does – for many individuals and […]

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10 Ways to Build Up Retirement Funds

Your personal success as a small business owner is based on long-term planning. Building a successful business is important but it’s no less important to build up funds for after retirement. How to secure personal retirement funds effectively? Where to find reliable and affordable ACH business loans? Just read to know. Funds for After Retirement: ACH Business Loans Have you already hit 60? Hopefully, you have built up a significant amount for after your retirement. What if you haven’t? Well, you need to be careful about protecting what you’ve built and take advantage of opportunities. In fact, the number of […]

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Discover the Best Business Funding Type for Your Business

Getting business funding can be critical to the economic growth of your company. What should you bear in mind when applying for a small business loan? How can you be sure this is the right financing option for your business? No worries. This article is here to help you find the right funding from the right provider. Looking for Business Financing to Grow When starting a business, you’re likely to get down to diving seed money from a lender. However, you’re not alone in this. Merchants with years of history in business might as well need access to some urgent […]

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Banks Losing Ground to Alternative Small Business Loans

It’s no more a surprise that alternative lenders are a striking alternative to big banks and are working on attracting more and more low and high risk merchants. Where can find low cost and reliable alternative small business loans for your company? If you’re interested in all these, this article is right for you. Alternative Lenders Are on the Rise New alternative lenders have emerged since the global credit crisis and are still emerging in the payments space. The non-bank or alternative finance field is an established source of funding for both low and high risk businesses. This is a […]

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Are Digital Payments Killing ATMs?

The 1st ever drop in the ATM (Automated Teller Machine) in 4 of the 5 largest ATM markets is already registered. Are electronic payment methods killing cash? The number of ATM machines in Brazil, China, India, Japan, and the U.S. reduced almost 6% in 2018, thus making up 1.62 million. To learn more about the topic, as well as discover the most reliable and cheapest alternative business loans, just read below. Digital Payments & Alternative Business Loans In the modern era of cashless payments, the need for cash hasn’t gone away. This means ATM machines haven’t lost their demand. What […]

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Business Cash Advances: How They Work

As a business owner, you may face certain situations that require you to have access to a source of instant cash. It may be the need to expand due to the increasing numbers of clients or a fire disaster that you need to recover from as fast as possible. Whatever the reason, things get more manageable if you have a source of instant cash. Bank loans usually are not helpful due to the lengthy processes involved before approval; your credit history may be unimpressive too, reducing your chances of the loan. Do not despair, a Merchant cash advance (MCA) is […]

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Is it Okay to Accept Investment Capital from Your Partner?

You’ve just gotten married, or you’ve been together for a while and your thinking of increasing your sources of income. You talk to your spouse about starting a business, and he/she is excited and offers monetary assistance. What are some of the responses you would give to him/her? Research indicates that one of the reasons for stress in relationships is money. Constant arguments on cash can be used as a predictive factor for divorce. Nevertheless, it is important that you invest in your life partner and share in his/her dreams to strengthen your relationship. Let’s look at some of the […]

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