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Business Funding Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Can’t Get a Business Loan? Here Are Your Options

According to Q2 2019 Private Capital Access Index (PCA Index) from Dun & Bradstreet and Pepperdine Graziadio Business School, there is a growing number of small business owners that are seeking to gain more access to capital than in the first quarter of this year. However, they are struggling to secure bank loans. In the survey, 36% of businesses tried to raise funding in the second quarter, with an increase from 28% in the first quarter. Only 32% were able to secure financing from a bank loan in Q2 2019. This figure is down from 44% in the first quarter […]

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4 Things to Consider Before Getting a Business Loan

Taking out a business loan can feel almost like a leap of faith. Business owners can be hesitant to pursue this option because of a worry that they won’t be able to handle the payments, a negative connotation of receiving outside help for their business or just an aversion to the whole process. It’s true that you shouldn’t go into taking out a loan blindly, but with the right planning, a business loan can go a long way in increasing your profits. In fact, NDP Analytics’ report on The Economic Benefits of Online Lending to Small Businesses found that for […]

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Small Business Loans Are Approved by Banks Like Never Before

There comes a time in every new and seasoned business owner’s journey where they will need to take out a business loan.  Whether it would be to invest in new equipment, to purchase real estate for their expansion, or to increase their capital to handle their everyday operations, something will always be needed. The reality is that a little financial boost goes a long way in helping support business owners with growing pains, financial hiccups, and other challenges that are sure to come on their entrepreneurial journey. Historically, small businesses were denied bank loans 80% of the time. Especially since […]

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Brands Prioritizing Digital Trust & Safety for Growth

Digital Trust and Safety reflect what your business’ mindset is, what processes take place in your company, what organizational structure you have, and the technology you rely on. These 2 notions empower companies to keep their revenue balanced and make rational risk decisions. If you’re interested in this and need to find exceptional alternative online loans, you’re at the right place. Alternative Business Loans and Digital Trust & Safety Did you know that the majority of consumers are worried about becoming victimized by payment fraud? This is according to Sift’s recent survey results focused on revealing fraud trends across eCommerce. […]

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7 Business Funding Requirements You Can’t Ignore

Have you decided to expand your business? Do you need to pay for new employees? Maybe you need new office space, don’t you? What about new materials, inventory, or marketing, and more? With the right business funding, you can realize all this, and not only. Just keep on reading below to discover the main business loan requirements you need to know. Business Funding Requirements to Know When applying for a business loan, you’ll almost always be required to show self-reported credentials. These include your personal credit, annual revenue, and how long you’ve been doing business. Moreover, almost always you’ll be […]

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Get the Right Business Funding & Prepare for Summer Downtime

If you’ve been thinking the summer months are away from being productive, you’re wrong. In reality, summer is an extremely productive period for businesses. After all, you can’t find extra time to focus on different areas of your business, can you? So, let’s see how you can use the summer period for your business, as well as discover exceptional business funding opportunities. Business Funding Sunshine… Hot days… Cool backyard pool… Wait! The picture may be completely different for you if you’re a business owner. It’s not always that easy for you to take time off and enjoy the summer months, […]

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Homelessness on Economics: Alternative Small Business Loans

Homelessness is still a major concern. In fact, it doesn’t bring positive impact on the economic competitiveness existing in the country. To learn more about the problem of homelessness in the U.S. and find exceptional alternative small business loans from a true business funding expert. Just follow the lines below. Alternative Small Business Loans & the Impact of Homelessness Today’s homelessness is a disaster that’s got an economic nature rather than is associated with mental health or alcoholism, or other problems like these. Globalization and urbanization have brought an immense impact on how housing markets develop and how basic income […]

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New Financial Players Bring Back Risky Borrowing Habits

After the devastating financial crisis of 2008, you would think the financial industry had learned its lesson. However, just a decade after reckless home lending habits nearly destroyed the financial system, risky loans are back in full force. This time, banks are not the ones to blame. In the years following the recession, a growing network of businesses stepped in to provide alternative loan options to the parts of the economy banks had quickly abandoned. This is known as “shadow banking”. With banks unwilling to lend, it made it incredibly difficult – and still does – for many individuals and […]

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10 Ways to Build Up Retirement Funds

Your personal success as a small business owner is based on long-term planning. Building a successful business is important but it’s no less important to build up funds for after retirement. How to secure personal retirement funds effectively? Where to find reliable and affordable ACH business loans? Just read to know. Funds for After Retirement: ACH Business Loans Have you already hit 60? Hopefully, you have built up a significant amount for after your retirement. What if you haven’t? Well, you need to be careful about protecting what you’ve built and take advantage of opportunities. In fact, the number of […]

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Discover the Best Business Funding Type for Your Business

Getting business funding can be critical to the economic growth of your company. What should you bear in mind when applying for a small business loan? How can you be sure this is the right financing option for your business? No worries. This article is here to help you find the right funding from the right provider. Looking for Business Financing to Grow When starting a business, you’re likely to get down to diving seed money from a lender. However, you’re not alone in this. Merchants with years of history in business might as well need access to some urgent […]

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