Business credit scores, also known as commercial credit scores, are those used by lenders to determine whether you will be financially responsible enough to pay back a loan. Usually, these scores fall between 300 and 850, and they go up as you prove yourself as a dependable borrower. How Do Credit Agencies Determine Business Credit Scores? Business credit scores like personal FICO scores are determined by the three main credit reporting agencies, TransUnion, Equifax, and Experian. These companies collect data about all consumers and businesses in the United States.  The information these agencies gather includes public records, court filings, liens, […]

Credit repair remains an important service for many Americans. And that’s plausible because desirable credit is a sticking point in the US. Without it, many doors are closed. No wonder many people run to repairers when scores stoop low, and everything is threatening to go south. Nevertheless, fixing credit is a tricky venture because of the nature of the service. It is, in fact, risky business because many times, customer expectations and the final result are worlds apart. And the consequence is excessive reverse charges or chargebacks. As you may have heard, merchant service providers see chargebacks as a red […]

Life happens, and sometimes you need emergency funding to tackle obstacles that may fall on your plate. The best option is to have money saved up for these rainy days, but that isn’t always possible. A situation where a machine that’s imperative to your business needs to be repaired or replaced can set you back hundreds, if not thousands, of dollars.  If your back is against the wall and you need emergency money fast, a merchant cash advance might be an option to look into. However, there are some important conditions to consider before opting for one. What Is a […]

You can’t stand the temptation of a quick fix of your credit, can you? Have you thought that this can be a scam? In fact, those who promise to instantly add 100 or more points to your credit score so you can be eligible for a rewards-packed credit card and require an upfront fee, are scammers. If you’re interested in protecting you and your business and find the right credit repair merchant account, just read this article. The Secure Credit Repair Merchant Account You Need The Federal Credit Repair Organizations (FTC) has recently stopped the operation of a company that […]

Of course, it’s so much more appealing to sign up for a “quick fix” of your credit. However, not all companies are reliable. The Federal Trade Commission (FTC) has recently put an end to a false credit repair scheme. To know more about the case, as well as find a trustworthy and cheap credit repair merchant account, keep on reading the post. Credit Repair Merchant Account & FTC Against Fake Schemes The Federal Trade Commission has recently requested a federal court to temporarily freeze Grand Teton Professionals’ assets. The latter scheme has allegedly been charging illegal fees in advance and […]

Are you tabbed as high risk merchant? Well, expect to face difficulties on your way. One of the most important things to bear in mind is that your high risk account won’t come with low rates and fees. So, why is it so? Also, who can get you the most reliable and affordable high risk merchant services, including a credit repair merchant account? Just read below to know. High Risk Merchant Account: Credit Repair Merchant Account Merchant accounts are classified as high risk because of the risks associated with them. This type of accounts has to do with higher incurring […]

Attaining a high credit score is every small business’s dream. A recent survey by manta shows that 72% of micro-businesses have no idea about their credit score, nor do their owners have separate credit scores for business and personal use. Loans are just one reason you must build a strong credit score. Secondly, a desirable credit score goes a long way in upgrading your business. Your credit score will determine if your partners will trust you with large projects or even extend your credit. Get started on your business credit score today to grow your business to greater heights. What […]

PayPal has made a major change to its refund policy, specifically to processing fees. There’ll be no refund on order cancellation. Are you planning to make changes the way you accept payments from your customers? Do you need a reliable and low cost credit repair merchant account? Just read this article to know more on all this. News from PayPal: Credit Repair Merchant Account As you know, the payments giant PayPal allows customers to buy items/services and receive payments for those having been sold. Also, it lets you send refunds on the items you’ve disputed or lost. Recently, the company […]

Bad credit is widespread, so more and more credit repair companies are surfacing to assist the victims. But it takes time to get a credit repair merchant account and quality accompanying services. Credit repairing merchants are considered high-risk, which means your best shot is with modern account providers and not banks. Plus, you are looking for a vendor who will offer customized services to meet your firm’s demands. What does Credit Repair Entail? Credit fixing service providers aim to help people with bad credit improve their credit scores by spotting errors in your reports and disputing incorrect info with the […]

Is your business a part of the credit repair industry? Are you planning to start a credit repair company in the future? If so, the following information will tell you everything you need to know about the credit repair industry and credit repair merchants accounts. The Credit Repair Industry Profile The credit repair industry is almost entirely comprised of small businesses, with no single company accounting for more than 5.0% of credit repair industry revenue. In 2015, there was 35,701 people employed in the industry, and over 123,010 credit repair businesses. Despite the industry having shrunk by 5.2% over the […]