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Financing Plans for Your Customers

First American Merchant Staff

The 1st American Simple Finance Solution

One of the most common requests we heard from our merchant base was for a “90 days same as cash” program for their customers. Small business owners want to offer their customers financing, just like the bigger chain stores. We have developed a solution that offers merchants unmatched opportunity for growth.

  • Offer your customers 3, 6 or 12 month financing.
  • You get paid for the entire amount of purchase within 3 days.
  • There is no risk to you if the customer does not pay.
  • Customers can finance up to $5,000.
  • Bad credit approved.

Rates range from 6.00%-24.00%

Q: How do I get customers to spend more money at my business?
A: Offer them simple and affordable financing.

Our program is simple, all your customers need to get financed is a personal checking account. Your customers simply answers a few questions that you enter into a credit card processing terminal. The terminal will provide you with an authorization number or a decline. If approved your customer will have monthly payments automatically debited from their checking account. They will pay an interest rate based on your business type.

As the merchant, you can surcharge the interest rate and make additional revenue from financing fees. This is a great opportunity for any business owner that wants to increase revenue through add on sales and impulse purchases. This program works great for businesses where customers may need to purchase but might not have the money available such as automotive repair or dentistry.


Finance Programs for:

  • Automotive Repair Automotive Parts – Tires – Rims
  • Auto Sales – New & Used
  • Appliance Sales & Repairs – HVAC & Air Conditioning
  • Medical & Dental Services
  • Bicycles
  • Computers – Electronics – Tanning Beds
  • Medical & Cosmetic – Plastic Surgery MediSpa (Botox, Juvaderm, Restylin)
  • Funeral Homes
  • Furniture – Beds – Bedding – Mattress
  • Home Exercise Equipment
  • Home Improvement
  • RV Dealerships Sporting Goods – Camping – Skiing – Scuba – Guns
  • Training Courses (Bartending, Truck Driving, Nursing)
  • Transmission Repair
  • Veterinary – Emergency Animal Hospital Services

Call 1-800-210-5649 or Use the Get Started Button Below

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First American Merchant Staff is a writer for First American Merchant, a business loan provider. You can follow First American Merchant on Twitter @1stamericanfund

Made with  in Los Angeles, California

© Copyright 2018 First American Merchant, LLC . All rights reserved *California Residents: Ambergris Holdings, LLC. DBA First American Merchant is licensed by the Department of Business Oversight, pursuant to California Code of Regulations section 1550: Loans Arranged pursuant to California Finance Lenders Law, license #0DBO 59320.