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Uncategorized Blog Posts

By First American Merchant

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How Small Businesses Owners Can Restore their Companies after a Hurricane

Much respect to all merchants who commit themselves to establishing great companies only to have them destroyed by natural disasters such as Hurricane Harvey and Irma.  While one may argue that business owners should prepare earlier for such phenomena, most startups lack the capital to invest on disaster recovery and continuity strategies. To provide such victims with a stepping stone to revival, here’s a useful list of benefits available together with links to get your on the provider’s websites and make the most out of them as fast as possible. Low Interest Loans:  SBA and USDA both provide loans with […]

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Lease or Buy Commercial Space?

If your business has been doing well but your present lease is almost expiring, then you might consider purchasing a commercial space instead of leasing. And with the low mortgage rates many merchants are now looking to have their own business premises hence creating ownership equity. However, there are a lot of factors to consider when making the decision to lease or buy. Location Just as is with your home, location is an important factor to consider. If you are relying on a customer base located in a given area in town, you’ll need to continue running your operations near your […]

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Small Business Funding Methods To Consider

Alternative lending options provide business owners with a myriad of funding options. However, small businesses may sometimes find it challenging to get approved for a business loan because of risks associated with their newborn company. If you’re concerned with getting financing for your startup, consider the options mentioned below Microloans This option provides solid loan terms, and you may be able to get funding more easily. These loans can help you grow your business and build better credit without major difficulty.   Alternative Lending (Cash Advance) In recent years, cash advances have become popular among small business owners looking for business […]

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La Escasez de Transporte en América Está Creando Nuevas Oportunidades de Carrera

La industria del transporte está luchando para satisfacer la demanda de una mejora en la economía , y un aumento explosivo de las ventas en línea . Las asociaciones de transporte por carretera de América acaban de publicar su , U.S. Transporte de carga de las previsiones para 2027 . Según sus previsiones , que , entre 2016 y 2027 , la cantidad de camiones de carga ayudará el envío incrementando  casi un 27% . El Presidente de ATA y CEO Chris Spear informa que , “ A  medida que nuestra economía sigue creciendo , camiones continuarán moviendo la gran […]

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Business Funding Options For Merchants With Bad Credit Or No Credit

Do you need business funding for your company with bad credit? Be aware if you have a high score, a wide variety of funding sources will be open to you to enjoy. In case, you have a bad credit or no history, you will have hard times to get approved for a business loan.   Ideas for Entrepreneurs with Low Scores Poor credit is something you cannot run away from. The important thing is to be able to find the necessary funds for your business and use them wisely enough so to get your score back on track. Below you […]

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Business Loans for the Struggling Merchant

Most merchants will need a business loan, be it for bills or added stock. While a loan is not a problem with those having a good credit rating, those with a poor credit rating can have an issue. Most banks will not loan funds to an untested – or poorly tested – business, and those who will typically offer the loan with a large interest rate. For today’s merchants, bank loans are not the way to go, even for a merchant with a good credit rating. Bank loans have so much baggage attached to them that it seems like you […]

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6 Key Steps to a Successful Startup

Starting your own business is a challenge. There are a variety of financial, social, and technical obstacles that you will face along the way. However, building a business is possible with the right attitude, tools, and instincts. Don’t let the inevitability of obstacles stop you from reaching your dreams. The following are a few tips that will get any business up and running in today’s market. Choose Funders Wisely Most high risk businesses or businesses run by individuals with little experience, have a difficult time finding traditional funding from banks. That’s why there has been an influx of alternative funding […]

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Start Up Marketing Doesn’t Have to Cost a Lot

New businesses can take the cheap – err, cheaper – route when it comes to marketing a start up company. Yes, there are pricier ways to get customers attention, but sometimes the cheaper ways can be your best bet. The issue for many start up merchants is that even cheap options can be costly, especially when you are short on cash. One of the best options on the cheap is the use of social media. Facebook, Instagram, Twitter, and Snapchat are great avenues to get new customers, and they are mostly free. With Facebook, you can pay to have your […]

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Understanding the Importance of Public Speaking For Your Business

There is hardly anyone out there who is able to make a strong case against going an extra mile to master the art of public speaking. Why? Because the benefits of public speaking are obvious and plentiful. Yet, there are a large number of individuals who struggle when it is their turn to get a message across in public. Fear and anxiety gets the better of them. Truth is, this lack of importance we pay to public speaking shows that while we all know public speaking is important, we simply don’t know how important. As a small business, the first […]

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Over 400 Plaintiffs Sue JPMorgan Over Mistake in GM Loan

JPMorgan is in a little bit of trouble right now. The company and the law offices of Simpson Thacher & Bartlett LLP are being sued by one of its participants in a $1.5 billion term loan that was made to General Motors Corp. before it went bankrupt. The plaintiffs state that a mistake in the contract eliminated the security interest that would have paid the loan completely, regardless of GM’s bankruptcy in 2009. This mistake left the participants liable to pay off the loan after GM collapsed.  The mistake was made by an associate at Mayer Brown LLP, but was […]

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