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By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Is Your Small Business Mobile-Friendly? Adopting a Mobile-Centric Strategy

To keep up with shifting trends and larger organizations, small businesses are constantly searching for ways to boost their business’ growth and outreach. From seeking solutions for bad credit (bad credit merchant cash advance) to alternative business funding solutions, small businesses work hard to keep pace. One of the biggest trends small business owners are paying attention to and implementing is a mobile-centric strategy. In the business world, mobile devices continue to take center stage in daily e-commerce transactions. Even so, many small businesses – 40 percent – have yet to sync their marketing efforts with a mobile-friendly strategy, according […]

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3 Risks Business Face and How to Properly Manage Them

Do you have plans to take your business idea and launch a startup in the New Year? If you are feeling a little overwhelmed with the task, know you are not alone. As you piece your business plan together and iron out the details, make sure you also consider the risks involved. Here are three of the major risks you will face in starting a business, along with three business relationships you should develop to mitigate those risks. 1. Sales Risk No matter what business type you have or industry you are in, there is always a risk that your […]

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5 Tips for Recruiting the Perfect Candidates for Your Small Business

Moving into 2018, small businesses are focused on their goals and aspiration for the New Year. According to a recent survey by Microsoft Store and SurveyMonkey, 90 percent of small businesses plan to hire one or two employees in 2018 – depending on their budget. Does your small business share these plans to hire additional staff? If so, the following 5 tips will help you find and hire the perfect individual(s). Use Your Business’ Social Media Do you know what interests candidates? Have you put your business “out there” enough for candidates to know who you are and what your […]

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Hey Agents, We’ll complete Your Cash Advance Declines

Are you a driven cash advance agent who’s been working tirelessly to break even in the rather complex marketplace? Have you gotten weary of making efforts to talk clients into your deals only to get them decline by the financial provider for one reason or another? And when you successfully make it to close a deal, how much money do you earn— are there any bonuses or residuals? These days, most micro-business owners prefer winning their MCA deals from resourceful agents rather than applying online. Actually, financial providers themselves admit that most of their MCA clients come from broker connections […]

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6 Ways to Improve Workplace Atmosphere and Boost Productivity

Before you know it, the pressure and stress of staying on top of day-to-day tasks can take up all your time and effort. It is easy to overlook the state of your company’s workplace atmosphere and the productivity of your employees. You obviously want your workplace to be as efficient as possible, so you can help avoid problems down the road. The following six tips will help you effectively manage and improve your workplace environment, while also boosting productivity. 1.      Focus on Company Culture Your company culture defines the environment in which your employees work. It involves shared […]

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Ways to Build Credit Using Your Credit Card

While everyone is talking about the use of credit cards to establish credit, no one is reminding you the repercussions of carelessly handling these cards. It is important to learn how to build credit.  Keep in mind that no credit history is better than poor/bad credit history. And that a poor history will have negative effects on your credit score. So if you’re purpose is to establish credit using your card then here are 4 ways to safely go about it. Limit Yourself to a few Cards Honestly, you don’t need several credit cards; one card should be enough to […]

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ISO Merchant Cash Advance Programs Are Benefiting Agents

Regardless of how money-spinning a business is, a time comes when you’ll need extra liquid cash to cater for huge upfront costs. But loans are not always available when you need them. So instead of hassling to raise the capital you need, there’s the alternative of Merchant Cash Advances. In actual fact, this program isn’t only advantageous to merchants but also presents a wonderful opportunity for agents and ISOs. If you’ve been the agent linking merchants to funding companies, then MCAs have brought you the chance to boost your profits. And one excellent way is to apply with a company […]

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Alternative to High Risk Business Loans

High risk classification puts small business owners in a situation where it’s rather challenging to get approved for business funding, especially from traditional banks and financial institutions. High risk lending options feature long wait for approval, requirements of collateral that could be repossessed in the event of a default, and a detailed business plan that borrowers should submit. Thankfully, there are reputable alternative online lenders like firstamericanmerchant.com that offer alternatives to small business loans. These alternative funding options are flexible, fast, and have fewer requirements. High Risk Business Loan Alternative A merchant cash advance (MCA), which is surging in popularity […]

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Choosing a Merchant Cash Advance Over a Business Loan

As of 2016, there were 28.8 million small businesses in the US, which represented 99.7% of US businesses. Only about 24.1% of small business loans were approved by big banks, and smaller banks approved about 48.9%. Alternative lenders approved 58.2% of loan requests. In less than 20 years, the merchant cash advance (MCA) industry has gone from $0 to $10.7 billion by 2015, and is expected to account for $15.3 billion in 2017. Are you faced with the problem of whether you should take out a business loan or a merchant cash advance? Below you can find some important information […]

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Get a Merchant Cash Advance Without Being Scammed

A merchant cash advance can be described as purchases of future credit card sales receivables or short-term business loans. The demand for merchant cash advances (MCAs) is growing with rapid advances. The MCA industry came into existence as one of the most important sources for non-bank loans for many small businesses. Today, you can find many online funders that offer cash advances to small businesses that wouldn’t have historically been approved for a business loan from a traditional bank. It’s important to note that the industry is largely unregulated, so you shouldn’t trust all the companies offering a merchant cash […]

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