Dun & Bradstreet partnered with Pepperdine Graziadio Business School to investigate lending in the US. And the findings were that; more and more lending options are hitting the market for both small (below $5 million in revenue) and mid-sized firms ($5 – $100 million). The research, titled the Q2 Private Capital Access Index(PCA Index), found that 34 percent of respondents tried to raise funds in Q2, an uptick from first quarter’s 29 percent. Other findings from the PCA index showed that attempts to obtain a loan from traditional banks went down since Q1. Only 41 percent of companies agreed they […]

Completing a chiropractic course is difficult, but definitely not as challenging as deciding what to do once you’ve successfully taken the classes. Being a newbie to the career market, it can take you some time to master the art of developing a career off your new skills Here’s how to go about it; Be a sole practitioner or get an associate You can either act as a sole doc or partner with someone else. Working with an associate is a better way to start, more so if you’re looking to hone your skills first before going solo. Doctors from chiropractic […]

Running a successful trucking business can be a profitable adventure, but only if you operate in a way that gives you an edge over your competitors. Owning a thriving trucking business calls for more than being a good truck driver or knowing the routes to take. Below are the tips to complement your exceptional driving skills and turn your trucking business dream into a reality. Excellent targeting – focus on the right market Accurate targeting sets you on the road to success in any business, and not just in trucking. The audience you choose to serve will help you decide […]

When marketing your business, you should anticipate and acknowledge your customer’s needs even before they know what they really need. If done correctly, this impacts positively on your business progress and profits. Customers are usually deficient in determining what they want. Their inability to express their desires makes it hard for you as a marketer to really know what they need. You can get around this problem by asking the customers what they don’t want. An old notion has been going around for years that the best way to know what the customer wants is by asking them what they […]

Are you looking for access to working capital to finance your next big idea? How can you obtain merchant loans for startup without difficulty? What’s important to know about financing your own business? These are questions each business owner is interested in. So, just keep on reading to find the answers below. Financing Your Own Business Not all businesses have the same needs. So, there’s no one-size-fits-all approach to getting a financial solution for your company. You should take into account several things, such as the personal financial situation you’re in and what vision you have for your business. You […]

As micro-business loan interest rates skyrocket, access to business financing is increasingly limited for small companies— the sector that runs a large portion of the US economy. But a set of policymakers and protestors plan to limit access even more under the pretext of consumer protection. Interest rates hitting the roof means that the rates at which one bank lends reserve balances to another are increasing, raising the prices (for small companies) for obtaining businesses financing via bank-issued traditional loans. With the exponential rise in costs, consumers will be left with even fewer dollars to settle exorbitantly higher interest rates […]

Are you a small business owner in need of capital right now? What about merchant loans? Why not apply for a merchant cash advance (MCA)? Below, you can find helpful info on where to get reliable and affordable merchant funding. Merchant Funding: Merchant Cash Advance The last 10 years, starting from the financial crisis, proved to be quite successful for merchant cash advances or MCAs, turning them into the most popular form of merchant funding in fact. Recent data in the field shows that the MCA business accounted for $10 billion in 2015. Well, an MCA isn’t technically a loan: […]

Does your business need funds quickly? Are you wondering what a merchant loan has to offer? If you’re considering whether to apply for traditional lending or an alternative, the following list of merchant loan benefits will help you decide what is right for your business. 1.      Get the Cash You Need Fast With a traditional lender, you could wait weeks or even months to find out if you qualify for funding. By then, your business could miss a great opportunity, or worse, find itself in a bad cash flow situation. Before you even apply for a merchant loan, […]

Growth comes with the need for financing. Do you need a loan, but your bank has rejected your application? What about a merchant loan? Where can you obtain a merchant cash advance easily and with the lowest rates possible? The answers appear in this post. Merchant Loans The financial crisis of the US in 2008 affected the availability of funding even to those borrowers who didn’t have any problems with eligibility. At those times, a merchant loan appeared as something different from traditional loans. It was an alternative to those who were hit by the crisis. Merchant loans can help […]

If you are a startup or smaller business that is just making a name for itself and needs extra cash, finding a lender can be challenging. Traditional lenders, such as banks, require good credit scores and collateral to get approved for small business loans and many other types of financing. Whether you need to buy additional inventory to get through the holiday season or you are low on cash because you are in the slow time of your seasonal business, how do you get the funding you need if have bad credit and no assets to put up for collateral? […]