Above all other goals, every entrepreneur wants to stay competitive— because if you ran out of business then you’re as good as “back to square to square one.” Staying competitive involves knowing the risks that today businesses face; things that could ruin your bottom line. If your business isn’t ready to keep up with new trends and address the growing pains in your sector then you are bound to lag behind and lose customers to you fast-moving counterparts. The move towards a customer-centric way of conducting business has increased the risk of failure among merchants. Customers now want a more […]

The most widely-spread type of bankruptcy is the so-called “Chapter 7 bankruptcy.” It can be of help to business owners in certain cases. Is it possible to launch a new business after a Chapter 7 bankruptcy? How can you do this? Where can you find a reliable bad credit merchant account or business financing? Just read below to know. Chapter 7 Bankruptcy & Bad Credit Merchant Account Do you have bills you’re unable to pay? Many choose to file for personal bankruptcy to avoid paying them. What’s more, there’re business owners who file for bankruptcy strategically since it can help […]

Data breaches are no more a surprise. The important thing is how you respond to them. The way you respond can go a long way in keeping your business away from major damages. What about a reliable and affordable bad credit merchant account? Who can get you one easily? This article will help you with all these. Data Breaches: What Numbers Show The 1st computer virus was called “The Creeper.” It was revealed in the early 1970s. Based on a 2016 report by FireEye, companies worldwide spent 146 days (on average) to detect a data breach. Did you know that […]

If you’re going to own a business in America, you must be ready to face almost as many challenges as the opportunities you are looking forward to. One headache you must be prepared for is managing your business’ credit status. Like personal credit that tells a lot about an individual, business credit is more or less an indication of your company’s financial standing and capacity to manage debt. Lenders scrutinize credit when underwriting a company for microbusiness loans, credit lines, or business credit cards. Credit scores for businesses are based on several different factors and may differ considerably from one […]

Many business owners find that business credit cards are a great way to manage their company’s expenses. They also allow them to take advantage of benefits and rewards. However, this method of financing can obviously get out of control and rack up a lot of debt in the process. This is where a balance transfer comes into play. What is a balance transfer? While some business cards seem attractive because they offer 0% APR initially to get you started, this can quickly jump to charging an APR upwards of 20%. This can cost your business hundreds or even thousands of […]

You need low cost, flexible funding options, don’t you? Well, what to do if your credit is far from being excellent? This article will show that obtaining a bad credit business loan or funding isn’t as frustrating as you may think. Also, you’ll know how you can get a high risk business loan with ease. Small Business Funding with Poor Credit Serving as a calling card for your business, your credit score shows you haven’t been an excellent “manager” of your finances. The truth is that 500 – 550 (FICO score) will definitely put some rocks on your way. However, […]

What’s the truth about credit and debit card acceptance expenses? Where can you find a secure and cheap bad credit merchant account? To know, just read below. Credit/Debit Cards: Bad Credit Merchant Account In this day and age, when mobile wallets are more than a reality, people still make payments via credit/debit cards. So, if older methods of making payments are more preferable for you, it’s quite normal. According to an online student loan and other financial product provider, millennials still pick credit/debit and cash to make payments. Interestingly, they go for these payment options with greater willingness than with […]

Your dedication, passion, and hard work aren’t enough for growing your business. Having access to the necessary working capital is no less important. So, what can you do if you have a less-than-stellar credit score but are in need of reliable and affordable bad credit loan?  Here’s what you can do. Bad Credit Business Funding Business loans are among the most common funding sources for merchants all over the world. However, this doesn’t mean that all merchants can get easily approved for them. If you have poor credit, expect to meet some challenges when trying to get approved for business […]

Are you faced with some conditions that aren’t favorable for business funding? What credit-related obstacles may appear on your way while you’re trying to obtain business financing? Where can you get reliable and affordable funding for your business? How can you get low cost merchant services such as a bad credit merchant account without challenges? Read this post and you’ll know. Business Struggles: Bad Credit Merchant Account JJ Ramberg, founder of Goodshop says, “There is no magic bullet in business.” As he further notes, the majority of people are concerned about things they don’t have much or any control over. […]

Especially in the early years, money is tight for small businesses. When their owners want to grow their firms, buy extra inventory, hire personnel, or fund a marketing campaign, they often need to borrow the money. Accessing financing can is tough when a business is small and new, and it can seem impossible if its owners also have poor credit. In 2016, 45% of small businesses applied for some type of financing, according to the 2016 Small Business Credit Survey, released by the Federal Reserve. Of those applicants, only 40% received the full amount they requested. Bad credit, which is […]