First American Merchant is well aware of all the hardships that high risk business owners face. Businesses, especially high risk, come across many ebbs and flows along the way. FAM has the experience and flexibility and offers proven platform for merchants to help them achieve success and expand their business. FAM is a reputable payment processor in the US and specializing in the high risk industry. Consumer Financing from FAM As a rule, business owners are interested in issues concerning merchant base for a “90 days same as cash” program for their customers. Small business owners are looking for ways […]

First American Merchant understands the hurdles that high risk business models come across. In the world of business, companies not only grow and remain on an upswing but also face challenges that should be overcome in the best way. Business Funding from First American Merchant Businesses, especially high risk, may face various ups and downs along the way. When it comes to high risk businesses, they usually indicate higher volume. Therefore, they count for greater profit. Thanks to its flexibility and years of experience, FAM has helped thousands of high risk businesses achieve success. Business funding for new equipment is […]

What do you think of when toying with the idea of opening a restaurant? Perhaps the right wait staff and the right uniform for them. Maybe it’s the right type of food to serve, and who to get it from. Or, maybe it’s the right type of background music – if any – to have. The biggest thing you have to worry about does not involve any of the above, but rather something a little harder to come by. You need to get business funding for these things to happen – and that is often easier said than done. While […]

If you are in need of funding, whose opinion do you ask? Your co-worker? Yahoo Answers? Google? NPR? The options are endless, but they are usually not the best way to find the best answers. Industry insiders are not shy about their opinions on the issue, and thankfully they give good advice. Below are some of their recommendations for small business funding. Crowdfunding: This is the new guy on the block, as well as the hot topic in terms of small business funding. While those with a big online following can reap its benefits, most cannot, and while you may […]

While many high risk small businesses have trouble finding funding, many would think that companies that work with the government, or the CDC, or other big-time national conglomerate would have an easier time. Wrong! Advocates for small businesses and the U.S. research community are once again at loggerheads over pending legislation to expand a multibillion-dollar federal program that promotes commercialization of academic research. It is shaping up as another long, hard fight. Science lobbyists are playing catch-up but have time on their side, while small business leaders say they do not understand why more academics are not in their corner. […]

Small business merchants know that it can be tough to find a loan. When banks turn them down and it seems like there is no place else to turn, some merchants jump on the first thing that comes by, without reading the fine print. This is a huge problem – and it can affect your business and your personal finances if you make the wrong choice. Some online small business loans are not worth dealing with. Payday-type loans are always a no-go, even if they claim the interest rate are good. The companies can end up charging you 150% of […]

So, you’re starting a company. Perhaps it is an electronic cigarette e-store, or a bookstore. Maybe it is a hair salon or a trucking company. Whatever your business, there are a few things that all have in common. They all need employees. They all need inventory or tools and products. They all need funding. This last one can be an issue, and the bank will not help you out if you are just starting out. Many aren’t sure where to go or what to do after they are turned down by the bank, but thankfully there are many alternative business […]

Since more states are legalizing marijuana every year, it seems like funding options would be great. This is false, due to many reasons. Even though more and more companies are in need, regulations put a halt on who can lend to legalized marijuana businesses. The Feds, namely, have caused major issues by not lowering or deleting the illegalization and drug schedule of marijuana, making it pretty much impossible to obtain any funding from a bank. This leaves you with few options, and some are better than others. At the end of 2016, 25 states and the District of Columbia will […]

Pot “taxes” are in almost every state that has it legalized for recreational or medical usage. However, LA toyed around with the idea of putting an actual tax on this November’s voting ballot. Any tax can cripple a new marijuana business, and this can leave some needing funding for their medical marijuana businesses. This brings a completely new set of struggles for merchants – leaving the “could’ve been” tax a small problem. LA county supervisors wanted a 10% tax on all medical marijuana facilities in the county. This barely passed the county supervisor’s vote, which could have been a big […]

Loans are tricky. From home loans, to car loans, and even small business loans, there are many catches to obtaining one. Small business loans may be the worst when it comes to a denial rating – which may end up being a good thing for your business. The “cons” often outweigh the “pros” when it comes to a small business loan, so being turned down is not necessarily bad. However, it can be bad when you do not know about any other funding options available. So, what do you do? It is not like you can petition the bank to […]