First American Merchant is well aware of all the hardships that high risk business owners face. Businesses, especially high risk, come across many ebbs and flows along the way. FAM has the experience and flexibility and offers proven platform for merchants to help them achieve success and expand their business. FAM is a reputable payment processor in the US and specializing in the high risk industry.

Consumer Financing from FAM

As a rule, business owners are interested in issues concerning merchant base for a “90 days same as cash” program for their customers. Small business owners are looking for ways to offer their customers financing as the bigger chain stores do. First American Merchant has developed the right solution that offers merchants exceptional opportunity for growth and success.

At FAM, a business loan boasts the following perks:

  • Customers get 3-, 6-, or 12-month financing
  • The purchase amount gets paid within 3 days
  • Your customers can finance as much as $5.000
  • You get no risks if the customer refuses to pay

The program offered by FAM is simple and is easy to get approved for. Your customers should answer just a few questions that you submit into a credit card processing terminal. The terminal will then provide you with an authorization number or a decline. If your customer gets approved, he/she will have monthly payments automatically debited from his/her checking account. The interest rate will be paid based on the business type.

FAM Finances the Following Industries and More:

  • Appliance Sales
  • Automotive Repair
  • Auto Sales
  • Bicycles
  • Cosmetic
  • Electronics
  • Exercise Equipment
  • Funeral Homes
  • Furniture
  • Home Improvement
  • Medical & Dental Services
  • RV Dealerships
  • Services Training
  • Transmission Repair
  • Veterinary Services

Popular Business Loans – Merchant Cash Advance

This business funding alternative has turned into one of the most popular forms of financing for small business owners. Many business owners think a cash advance can be characterized as a short-term loan or a high-interest advance.

Actually, a cash advance is simply a sale. FAM is purchasing your future sales at a discount. Parties agree to the amount of sales being purchased and for what discounted cost.

If you are interested in a First American Merchant Cash Advance, be aware, credit scores below 500 get approved, you can receive your funds within 72 hours, the process is simple and flexible, no tax returns or financials are required, and a fast application process is guaranteed.

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