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start up business funding Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

5 Tips to Help You Pay Back Your Loan During Slow Seasons

According to a US Bank study, 82% of businesses that fail appear in such situation because of cash flow problems. Cash flow problems aren’t something new for seasonal businesses since they have slow seasons with less money. 27% of businesses surveyed by the NSBA (National Small Business Association) report they weren’t able to receive the necessary funding they needed. According to those 1-in-4 businesses, the lack of funding prevented them from growing their business. This refers especially to women- and minority-owned businesses. So, how are you going to repay your business loan if you’re in a slow period? In such […]

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4 Key Differences Between Working Capital and Fixed Capital

Fixed and working capital differ when it comes to their usage in a business. One serves the long-term requirements of the business, while the other serves short-term requirements. To efficiently manage your business’ cash flow and overall financial health, it’s critical that you understand the difference between the two. Consider the following four, key differences between fixed and working capital. Meaning Fixed capital refers to the investment made in the long-term assets of a business. This capital is part of the business’ total capital that is not used for production. Rather, it is kept in the business for more than […]

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Tired Of Being “DECLINED” When Applying For A Business Loan?

First American Merchant is well aware of all the hardships that high risk business owners face. Businesses, especially high risk, come across many ebbs and flows along the way. FAM has the experience and flexibility and offers proven platform for merchants to help them achieve success and expand their business. FAM is a reputable payment processor in the US and specializing in the high risk industry. Consumer Financing from FAM As a rule, business owners are interested in issues concerning merchant base for a “90 days same as cash” program for their customers. Small business owners are looking for ways […]

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Small Business Funding Is Tough To Find – Sometimes…

While many high risk small businesses have trouble finding funding, many would think that companies that work with the government, or the CDC, or other big-time national conglomerate would have an easier time. Wrong! Advocates for small businesses and the U.S. research community are once again at loggerheads over pending legislation to expand a multibillion-dollar federal program that promotes commercialization of academic research. It is shaping up as another long, hard fight. Science lobbyists are playing catch-up but have time on their side, while small business leaders say they do not understand why more academics are not in their corner. […]

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Cash Advance Flow Options for US-Based Start Ups

Startup companies are having the worst time finding legitimate funding. While some believe that the internet (and their Facebook friends) are their best bet, others follow more traditional roads. Funding for businesses these days is tough to find, whether you are a big, time-tested business or a newbie on the scene. Below are some of the best ways to gain cash flow for your startup business. Cash Advance: A cash advance may sound like a loan, but it isn’t. Offered by merchant account providers, this method is a “buy in” to your future sales. You are given a sum, which […]

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6 Key Steps to a Successful Startup

Starting your own business is a challenge. There are a variety of financial, social, and technical obstacles that you will face along the way. However, building a business is possible with the right attitude, tools, and instincts. Don’t let the inevitability of obstacles stop you from reaching your dreams. The following are a few tips that will get any business up and running in today’s market. Choose Funders Wisely Most high risk businesses or businesses run by individuals with little experience, have a difficult time finding traditional funding from banks. That’s why there has been an influx of alternative funding […]

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Most Small Business Owners Fund Their On Start-Ups | Merchant Loans for Start Up

While many think that small business owners are mauled by the bank’s loan department, new data is showing that it isn’t true. In fact, many of today’s new start-ups are being funded by the owner, and not by the bank. Whether it is personal savings, or a family loan, or even a crowdfunding source, this brings forth the information that mall businesses need not rely on the big banks anymore. However, not everyone has the resources, so sometimes bank funding seems to be the only choice. Luckily, for merchants, this is not the only choice. Merchant loans for start up […]

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Tax Issues that Small Businesses Should Avoid | Start Up Business Cash Advance

Tax season is here, but merchants should consider the ramifications of the IRS with every business choice they make. While most choices can benefit your business, many come with strings attached, which can leave you in a mess with the IRS if you are not prepared. First off, do not get a bank loan for an start-up business. Not only do you have to pay taxes and submit many forms when paying your taxes, but they are also a bad idea due to their set-up. Bank loans are not offered up to every business. High-risk businesses hardly ever qualify. Interest […]

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If You Are in Need of Small Business Funding, Look No Further than FAM

Small businesses are what our country is made of. They are the bread and butter of society, and every town has their own local and unique flare. This uniqueness is why small businesses help the economy grow. When small businesses boom, so does the economy, and when small businesses suffer, the economy follows. It should be a no-brainer for processors to fund small businesses, right? Wrong. In fact, the majority of processors do not fund small businesses. However, while the majority does not, a few do. One of the best is FAM. FAM, or First American Merchant is highly regarded […]

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Start Up Business Merchant Cash Advance Financing from First American Merchant

It is possible to start up a business even if you haven’t the capital to invest into creating a viable business. There are options open to the start-up businesses which can allow you access to funds, often at a lower rate of interest than obtaining them from the more traditional routes like a bank. A start-up business cash advance can help a business in the beginning to enable the business to purchase stock or just to help to allow the business to grow and progress to more than just an idea. It is important that you go into any business […]

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