In a nutshell, risk is what stands between smaller businesses from borrowing money to increase staff, add new products, or buy a necessary piece of equipment. So, how does a smaller or less-established merchant, get the money they need. First,… Read More »Enhance Your Shop with Mom and Pop Business Funding
As of 2016, there were 28.8 million small businesses in the US, which represented 99.7% of US businesses. Only about 24.1% of small business loans were approved by big banks, and smaller banks approved about 48.9%. Alternative lenders approved 58.2%… Read More »Choosing a Merchant Cash Advance Over a Business Loan
Woman-owned businesses are making more and more economic contributions at rates that are higher than the national average. As of 2016, there were over 11.3 million woman-owned businesses in the US (a 45% increase since 2007), according to The 2016… Read More »How You Can Grow Your Woman-Owned Business
Merchants who have bad credit are viewed as riskier borrowers by small business loan providers. Creditors who lend money to bad credit merchants usually shy away from these borrowers since they aren’t sure high risk merchants won’t miss their payments… Read More »Where To Get A Small Business Loan with Bad Credit?
Estimated taxes are periodic advance payment of taxes based on the amount of income you earned and the amount of estimated tax liability to be incurred as a result. Assessment of estimated taxes is based on income that isn’t subject… Read More »What You Should Know About Estimated Taxes
The holiday shopping season doesn’t technically begin until Black Friday, so it’s never too early for you, as a retailer, to discover what new and exciting retail trends are waiting for you in the 2017 holiday season. Black Friday and… Read More »Holiday Product Trends and Loans for Your Retail Business
According to the US Small Business Administration, there are 28.8 million small businesses in the US. Small businesses, which include those with fewer than 500 employees, represent 99.7% of all business in the US. Between the middle of 2009 and… Read More »Mom-and-Pop Businesses Vs Mega Chains
Applying for business loans is one way to fix disturbing issues and keep operations running in your business. As an entrepreneur, having supplementary funding can help you move forward and set things straight in areas where you face challenges. However,… Read More »Four Things a Bank Won’t Let You Know When Applying For A Business Loan
Natural disasters are a simple fact of life. You should do your best to respond to a disaster before it happens. Pay enough attention and effort so to prevent severe damage and be able to easily mitigate the effects of… Read More »How To Prepare Your Business for a Hurricane
According to a US Bank study, 82% of businesses that fail appear in such situation because of cash flow problems. Cash flow problems aren’t something new for seasonal businesses since they have slow seasons with less money. 27% of businesses… Read More »5 Tips to Help You Pay Back Your Loan During Slow Seasons
