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How To Prepare Your Business for a Hurricane

Natural disasters are a simple fact of life. You should do your best to respond to a disaster before it happens. Pay enough attention and effort so to prevent severe damage and be able to easily mitigate the effects of a hurricane-related disruption of your business in the future. Have a hurricane survival and recovery strategy.

The American Society of Safety Engineers (ASSE) recommends the following 5 basic steps:

  • Develop a comprehensive plan
  • Determine procedures and individual crisis management responsibilities
  • Coordinate with others
  • Prepare employees.
  • Review emergency plans annually

Remember that you can easily get approved for a merchant loan to recover your business after a hurricane if you turn to a reputable business loan provider like First American Merchant. is an award-winning alternative online lender and payment processor that specializes in the high risk sector and boasts an A+ rating with the BBB. FAM offers exceptional business funding opportunities and the most competitive rates in the industry.

So, how can you develop a hurricane survival and recovery strategy?

  1. Plan, Prepare and Practice

Identify your critical mission applications, select essential backup data, store data offsite, identify key personnel, and more.

  1. Backup Your Data

Backups should be performed without delay and stored in a safe, secure, and reliable facility.

  1. Protect Your Site Facilities and Equipment

You can do this with the help of uninterruptible power supply (batteries and generators), backup water source and a supply of gasoline powered pumps. Board up the windows and other vulnerable apertures. Construct facilities away from flood plains and fault zones.

  1. Operate Remotely

Fortunately, laptop computers can function almost anywhere. Use software that can permit your laptop to emulate a system console. Consider a cash advance for travelers, pre-blocking hotel rooms and opening airline/carrier service expense accounts.

  1. Have an On-Site Support Plan

Don’t forget about food and water supplies, sleeping facilities, bathing facilities and amenities, and spare clothes for all employees.

  1. Plan Your Business Processing Recovery

Use another computer site within your company’s enterprise. Subscribe with a business recovery service.

  1. Declare Emergency Status in Advance

Activate recovery plans, vendors, and action teams quickly.

  1. Outsource Your Recovery

Restore and recover subscriber systems, applications and network at the alternate site. Production processing can be implemented by the skilled professionals of the vendor.

  1. Establish an Effective Communications Strategy

Communicate with your communications vendors on options and alternatives. Establish backup communications. Have a procedure for restoring communication services. Develop a communications policy between yourself and your employees.

  1. Remain Flexible and Adaptable

Expect the unexpected.

  1. Have Business Insurance

Meet with your insurance agent to make sure he/she understands your business needs. Have the right type of insurance.

  1. Make a Complete Inventory of Your Business

You can use paper and pencil, but a standard camera and/or a video camera can be a useful backup.

  1. Protect Essential Business Records

If possible, keep all paper records in a safe off-site location at least 50 miles from your business site.

A serious, thoughtful and committed approach to the challenges associated with your business recovery is a must. Your business will only benefit from a hurricane response plan.