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2015 November Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Small Businesses Can Beat Youth Unemployment

Although the United States’ unemployment rate is the lowest it has been since the recession, teenagers are not reaping the benefits of the rebound. According to the Bureau of Labor Statistics, 12.2% of youth between the ages of 16 to 24 years old are unemployed. Small businesses can help reduce the youth unemployment rate, while addressing their staffing and labor issues. The Small Business Association (SBA) is encouraging small business owners to pledge to make more opportunities for youth. The SmallBiz4Youth campaign is a national campaign designed to match “opportunity youth” with key entry-level positions.  “Opportunity youth” are youths between […]

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ACH Loans are the Superior Option for Merchants in Need of Funding

An ACH loan is something that is talked about in the processing industry, but many merchants are not familiar with the process. They may hear the term “loan”, and fear a bank loan and all of its damaging aspects. However, an ACH loan is in a whole other realm than a bank loan, and that is a good thing for you, your customers, and your future credit. Below are some key aspects of an ACH loan. An ACH loan, such as the one offered by FAM, is considered a “bank only” loan, because you can use it as a funding […]

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How to Turn a Bad Business into a Success

All million dollar businesses are not successful from the state. The prime example to US consumers is Apple. While it is a trillion dollar industry now, back in the 1980s many viewed it as a flop. Many businesses hit a rough spot, and many merchants quit. Merchants should tough it out, but it can be easier said than done when funding is an issue. Instead of taking a drastic measure, merchants in trouble should look for a way to increase their funding – without the help of a bank. Sometimes you cannot sell anything. It’s just a matter of the […]

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Top 5 Ways to Protect Your Assets

Security has become one of the most important concerns for business owners. Identity theft is a real and prominent threat along with other types of fraud. As criminals and software become more and more nefarious, small businesses must learn how to protect their systems and the information of their customers. The following are the top 5 ways that small companies can defend their assets against the modern day fraudster. Virus Prevention Protect your systems from viruses, spyware, and other malware that can corrupt or steal information. Make sure all computers have antivirus software and antispyware. Such software is readily available […]

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5 Ways to Know When a Loan is a Good Idea

Taking out a loan is a big decision. Many business owners choose not to pursue loans due to strict regulations and excessive interest. Those businesses in the high risk industry especially have a difficult time acquiring loans at reasonable rates. So when is a loan a good idea? The following is a list of the 5 best times to consider taking out a loan. Problems with Staffing, Equipment, or Inventory – Functional and modern equipment is important to any business. Sometimes unexpected issues arise with this equipment. In order to keep business processes on track, equipment errors must be fixed […]

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FAM Supplies Cash Advances for Small Companies with Bad Credit

New small businesses spend almost 50 percent of their sales on marketing, while established businesses spend almost 30 percent annually. This may seem like a lot of money, but marketing is the life blood of a good business. It builds your brand, generates buzz, and wins customers. Unfortunately, too many business owners ignore marketing and it is often the first thing cut when money gets tight. If there’s little to no room in the budget for marketing, there are still some good financing options available to business owners. For New Businesses There are a variety of options for start-ups to […]

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Small Businesses Are Still Leaders in US Economy

America runs on the backs of small business. Politicians have been saying this for years, but it wasn’t until the last recession that Americans realized just how important they are. Thankfully the Small Business Administration (SBA) indicates that the small business economy is growing as the recession cools. Despite slower growth than other sectors, due in large part to lending challenges, the impact that the economic rebound has made on the small business sector is profound and is creating brand new opportunities for entrepreneurs. The following are a few facts about small business in America. Strong Employer Small businesses have […]

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Get an ACH Business Loan from FAM

Small businesses are back. The United States has always run on the backs of small businesses, but when the economy crashed in the early 2000’s many small and medium sized companies closed their doors. Now that the economy has been rejuvenated, a growing number of entrepreneurs have decided to get back to work. But some cannot attain conventional loans. Luckily, there are now more options for small businesses that seek loans. The following are some of the most popular ways entrepreneurs are finding loans for their businesses. Microlenders. Small businesses are using microlenders to provide quick small to medium sized […]

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