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2013 September Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

What is a merchant cash advance?

A merchant cash advance is a last chance grasp for a business, as the banking industry has turned its back on the rest of the country. When this country crashed from its real estate issues, the banking industry turned to the government for assistance to stay alive and now that they are steady, they have turned their backs on the public. The very people that gave them their money to stay in business and now the public came up with other solutions. Necessity being the mother of invention and so….. We invented. Cash Advance for merchants Merchants get a lump […]

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How to get a business loan with an open tax lien

It’s not the end of the world, although, it just might feel that way. If you have a tax lien against you and you need money for your business, loan institutions are going to look heavily on that lien. Are you paying on it Before a loan institution decides whether to help you or not, they will look into your finances, and if you have been paying on the lien, or not. So, make sure that you have made arrangements and you are making regularly scheduled payments. If it is a Federal tax lien, they are less likely to help […]

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Getting business funding with a bankruptcy

So, now you have a bankruptcy to worry about. It’s destroyed your credit and ended your dreams….. maybe. What has happened, is that you learned some lessons, and you figured out how not to do things. Now, you can start again with something new and try to start on a different path. Credit It’s a tough road to walk down when trying to get your credit all cleared up. There are some great suggestions on the internet, but remember to walk on the side of truth. The banks have pretty much slammed their doors on anyone that doesn’t have good […]

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What is ach merchant advance funding

Funding for small businesses can be a daunting duty on a daily basis. Getting your business up and running with little capital can stall a startup and delay income indefinitely.  An ach merchant advance funding program can be the answer you are looking for. The inception of the program began by using the capital coming from credit card sales. As time has progressed, the program has grown and now can be worked out with a monthly fee from the small business’ checking account. In the beginning A business with at least nine months of credit card sales could approach for […]

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What are ACH echeck services?

Automated Clearing House is an electronic way to process our checks. Also known as ACH echeck services. They do well over thirty six million a year in payroll checks, mortgage payments and even insurance payments. Their network is different than what is used for the debit and credit industry. The Federal Reserve and the network formerly known as the National Automated Clearing House Association process and back all of the checks that run through our nation’s phone calls or through automated payments online.   To put this into perspective, our own Federal, State and local tax payments are run through […]

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How can your business benefit from a counter top ATM machine?

When considering an ATM machine, ask yourself many questions. Will this bring in more cash to your business? Can it increase foot traffic with a convenient location? Do you want a floor model out with all the customers? Or do you want a counter top ATM machine? With some research, you can determine which will benefit you in the long run. With a purchase, you the merchant get to keep the proceeds made from the machine instead of a third party, making the purchase a doable thing, because in a few months the machine will have paid for itself. Going […]

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