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What If Traditional Banks Decline Your Application For A Business Loan?

As a business loan alternative, Merchant Cash Advance is turning into one of the top forms of financing for small business owners.  Today, many business owners choose a Cash Advance over a business loan for a number of reasons.

Why Merchants Choose a Cash Advance?

Merchants consider this type of business funding to be a short-term loan or a high-interest advance. In fact, it can be characterized as a sale. If interested in getting finances for your company, it is important to apply to a reputable lender like First American Merchant.

What FAM does is purchasing your future sales at a discount. Both parties get into an agreement to the amount of sales being purchased and for what discounted cost. offers a variety of exclusive business funding options, a Cash Advance included.

Cash Advance Benefits:

  • Credit scores below 500 are approved
  • No tax returns or financials are required
  • Simplicity and flexibility
  • You can receive your funds 72 hours from application

Merchant Cash Advance from FAM

Merchants looking for business funding should consider turning to a reliable payment processor to get the best for their business wants and needs. First American Merchant offers the lowest-possible rates and the top secure merchant account services to business owners of any type and size. Bad credit is not a problem for FAM.

With FAM, merchant can enjoy:

  • Fast Funding and Easy Renewals
  • High Approval Rate
  • No Credit or Collateral on the Line
  • Revenue Based Collections
  • Simple “No Hassle” Payback

A merchant cash advance is not like a commercial business loan. It is actually a sales transaction, so they are not get mentioned on credit reports. Be aware, no collateral will be required as is often the case with a business loan.

Business owners with no merchant account can still benefit from FAM’s popular “Bank Only” ACH program. First American merchant will approve your business due to the total gross deposits into your business bank account.