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Small Business Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

A Guide to Merchant Cash Advances

If you are in urgent need of commercial financing to keep your small or medium business on its feet, you should choose from the many flexible alternative types of financing to help address your specific needs. A merchant cash advance is one such innovative way to acquire funding. The product hasn’t been around for too long— at least not as long as loans and credit lines, but savvy merchants are already making the most of it. Cash advances are comparatively easy to acquire; they offer hassle-free settlement terms and can help you bridge the gaps left by other forms of […]

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Small Business and Entrepreneurship Not A Priority for 2020 Presidential Runners

One vibe the small business industry is getting from the race to 2020’s Presidency is that no one cares about them. Not a handful of the many names from the Democratic field have majored in entrepreneurship and small businesses. It is dreadful that core issues like the status of the economy and the small business industry, are far behind matters like gun regulation, social justice, immigration, climate change, healthcare, and foreign affairs. Only a few candidates are mentioning micro-business loans, despite the fact that access to merchant funding is central for the growth of small to mid-sized companies. Surprisingly, the […]

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New Ways Scammers Are Likely to Target Your Small Business

As you toil to achieve business success based on your goals and objectives, Cybercriminals are doing double duty to breach your site and loot a share of what they haven’t worked for! And while you may say— “my business is small, it just kicked off, there’s not much a cyberthief can get from me”— it’s safer to switch sides and stand on the safer end. The safer side here means being proactive when it comes to security. Remember, of all the cyberattack threats, nearly two-thirds target small businesses. So, you want to be watchful against any phony requests that may […]

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Business Funding: 9 Reasons to Borrow Now

Today, small business owners have multiple options when it comes business funding. The important thing is to avoid borrowing money too aggressively and without a sound basis. This article will tell you some basic reasons why should borrow now. Business Funding: Borrow Now or Not Did you know that 50% of business fail during the 1st 5 years and 66% during the 1st 10? Right planning, funding, and flexibility are the most important factors to help you success and not fail. When it comes to funding, more businesses feel comfortable with online lending. Yes, this is a fact. Why? Online […]

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6 Unique Ideas for Your Next Small Business

Recent reports say that more than 20.5 million Americans own their own business. Another 53 million freelance in various fields. The rest of America wishes they owned their own operation. The Organisation for Economic Co-operation and Development (OECD) discovered that 58 percent of women and 69 percent of men in the U.S. agree with the statement “I would rather take a risk and build my own business than work for someone else.” So, what stops these individuals from going after their entrepreneurial dreams? On the long list of reasons, cash definitely ranks near the top. Today, finding small business financing […]

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3 Ways the Government Shutdown Affected Small Businesses

Much has been said about who has been harmed by the recent government shutdown – the longest shutdown in U.S. history. The shutdown began Dec. 22, 2018 and ended 35 days later. Hundreds of thousands of Federal workers who had missed two paychecks during the partial government shutdown were finally informed they would receive their back pay. In the midst of the shutdown and in the days after, not much was said about how the partial shutdown affected small businesses. Countless small business owners were also negatively impacted by the shutdown. The following are the top three consequences small businesses […]

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Merchant Cash Advances: An Affordable Way to Grow Your Small Company

The process of expanding a small business requires a strategy, action and finances. Without any of the items, you have an incomplete recipe that may not give the results you desire. While many micro-businesses know precisely what they should do to grow their firms to the next level, they only lack the finances to put into practice their thoughts.  But a merchant cash advance can change the direction of your story. It is a quick and undemanding avenue to source the extra cash your upcoming business needs to make improvements. Below, we explore the advantages of an MCA as well […]

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Run Your Small Business Successfully

New startups appear each and every day Young entrepreneurs usually think starting a business is the quickest way to success. Startups are vulnerable especially in the early period of development. This is especially true of those entrepreneurs who lack previous experience in running a business. So, what’s important to follow so to reach success? How can you run your small business without challenges? Have a System for Task Management Implement a system of task management so to get your to-do list under control easily. Otherwise, you’ll risk losing customers, vendors or even your mind. Focus on Your Finances Did you […]

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3 Risks Business Face and How to Properly Manage Them

Do you have plans to take your business idea and launch a startup in the New Year? If you are feeling a little overwhelmed with the task, know you are not alone. As you piece your business plan together and iron out the details, make sure you also consider the risks involved. Here are three of the major risks you will face in starting a business, along with three business relationships you should develop to mitigate those risks. 1. Sales Risk No matter what business type you have or industry you are in, there is always a risk that your […]

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5 Tips for Recruiting the Perfect Candidates for Your Small Business

Moving into 2018, small businesses are focused on their goals and aspiration for the New Year. According to a recent survey by Microsoft Store and SurveyMonkey, 90 percent of small businesses plan to hire one or two employees in 2018 – depending on their budget. Does your small business share these plans to hire additional staff? If so, the following 5 tips will help you find and hire the perfect individual(s). Use Your Business’ Social Media Do you know what interests candidates? Have you put your business “out there” enough for candidates to know who you are and what your […]

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