Top federal bank regulator Thomas Curry, US Comptroller of the Currency, last year told marketplace lenders in Washington D.C. to expect a tougher regulatory framework for the industry. The Office of the Comptroller of the Currency would be collaborating with… Read More »Online Lending Industry Regulation
According to a US Bank study, 82% of businesses that fail appear in such situation because of cash flow problems. Cash flow problems aren’t something new for seasonal businesses since they have slow seasons with less money. 27% of businesses… Read More »5 Tips to Help You Pay Back Your Loan During Slow Seasons
Fixed and working capital differ when it comes to their usage in a business. One serves the long-term requirements of the business, while the other serves short-term requirements. To efficiently manage your business’ cash flow and overall financial health, it’s… Read More »4 Key Differences Between Working Capital and Fixed Capital
Whether you are a newbie in the business building process or an experienced entrepreneur launching into a new venture, one thing is for sure- startup capital is necessary. Business funding is usually one of the toughest stages for the new… Read More »How You Can Get Business Funding Without The Bank
So, a business cash advance is something that most every merchant needs at one time or another. But, what happens when you have bad credit? Well, for some merchant account providers this means that you are no-go when it comes… Read More »Get A Business Loan With Bad Credit
What is working capital? And why should it matter to your business? Working capital is the funds your business has available to cover day-to-day expenses. Without it, your business could quickly find itself in a dangerous cash-flow situation. Or, worse… Read More »Working Capital is Important To Business
If you’re a would-be entrepreneur, you have probably heard a million reason not to go into business. The internet, in particular, is filled with articles and publications cautioning about the pitfalls of self-employment, be it the risks involved, debt, a… Read More »The Advantages of Being a Small Business Owner
How to get funding is often at the top of any entrepreneur’s list of challenges. From getting a business off the ground to attracting customers to hiring staff and expanding, an enterprise is almost always in need of capital. Thankfully,… Read More »Low Risk vs. High-Risk Business Funding
Women-owned businesses made up almost 30% of all businesses based in America. They accounted for an economic impact of almost $3 trillion, thus generating or maintaining 23 million jobs, which is 16% of all the jobs in the US. In… Read More »Business Loans for Women Owned Businesses
For small and online business owners in need of fast access to capital to grow their business, business cash advance – also known as “merchant cash advance” – is a solid option. So, what is a merchant cash advance? In… Read More »Do YOU Qualify for a Merchant Cash Advance?
