Dun & Bradstreet partnered with Pepperdine Graziadio Business School to investigate lending in the US. And the findings were that; more and more lending options are hitting the market for both small (below $5 million in revenue) and mid-sized firms ($5 – $100 million). The research, titled the Q2 Private Capital Access Index(PCA Index), found that 34 percent of respondents tried to raise funds in Q2, an uptick from first quarter’s 29 percent. Other findings from the PCA index showed that attempts to obtain a loan from traditional banks went down since Q1. Only 41 percent of companies agreed they […]

Completing a chiropractic course is difficult, but definitely not as challenging as deciding what to do once you’ve successfully taken the classes. Being a newbie to the career market, it can take you some time to master the art of developing a career off your new skills Here’s how to go about it; Be a sole practitioner or get an associate You can either act as a sole doc or partner with someone else. Working with an associate is a better way to start, more so if you’re looking to hone your skills first before going solo. Doctors from chiropractic […]

According to the National Federation of Independent Business’ recent reports, the country is experiencing a record high in business optimism among small business owners. These same businesses are at a 45-year high for recruiting and filling jobs. Considering that this level of optimism has only occurred three times in the last three years, now is definitely the perfect time to capitalize on it if you own a small business. Thanks to tax relief, businesses are thriving. When businesses thrive, the economy prospers. Many companies have shared their plans to expand this year. They also intend to increase inventory, hire new […]

Are you a small business owner in need of capital right now? What about merchant loans? Why not apply for a merchant cash advance (MCA)? Below, you can find helpful info on where to get reliable and affordable merchant funding. Merchant Funding: Merchant Cash Advance The last 10 years, starting from the financial crisis, proved to be quite successful for merchant cash advances or MCAs, turning them into the most popular form of merchant funding in fact. Recent data in the field shows that the MCA business accounted for $10 billion in 2015. Well, an MCA isn’t technically a loan: […]

Does your business need funds quickly? Are you wondering what a merchant loan has to offer? If you’re considering whether to apply for traditional lending or an alternative, the following list of merchant loan benefits will help you decide what is right for your business. 1.      Get the Cash You Need Fast With a traditional lender, you could wait weeks or even months to find out if you qualify for funding. By then, your business could miss a great opportunity, or worse, find itself in a bad cash flow situation. Before you even apply for a merchant loan, […]

If you are a startup or smaller business that is just making a name for itself and needs extra cash, finding a lender can be challenging. Traditional lenders, such as banks, require good credit scores and collateral to get approved for small business loans and many other types of financing. Whether you need to buy additional inventory to get through the holiday season or you are low on cash because you are in the slow time of your seasonal business, how do you get the funding you need if have bad credit and no assets to put up for collateral? […]

Bar owners looking for ways to add new income avenues without moving to a new space should consider upgrading to a sports bar.  And the fact that you can get a sports bar merchant loan without much ado makes it something you really want to try. A ready market Russia hosted this year’s FIFA world cup that ended only a few weeks ago, and to many retailers, it was an excellent opportunity to make profits out of the event that attracted fans from different nations.  Sports bar owners are among the retailers who benefitted from this event as fans who […]

Every retailer is aware of the importance of building business credit— most of them just don’t know how to go about it.  It is one factor they look at when assessing your eligibility for a micro-business loan, a line of credit, or any other kind of funding. Follow this guide to build credit for your company. Understand the process of Business Credit Reporting You need to learn the process of business credit reporting. Credit reporting agencies get their data from the lenders and creditors that offer you funding and process the info via an algorithm to determine your business credit […]

Are you seeking an alternative to the traditional small business loan? A merchant cash advance (MCA) might be the cash solution you have been looking for. Consider the following helpful tips on merchant loans and how to decide if this financing option is right for your business. What is a Merchant Cash Advance? A cash advance involves the lender purchasing a slice of your business’ future credit card sales. In exchange, your business receives a cash advance as a lump sum payment. An increasingly sought-after alternative to traditional funding, a cash advance also provides a flexible payment process. The payments […]

Are you going to launch your first venture? Have you already gone through the process of setting up your new business? It’ll be quite helpful for you to go through the tips listed below so to be able to take your business off the ground and succeed. Focus on the Thing You Love Most Don’t act like those entrepreneurs who jump at every opportunity that they come across. You’ll be more productive and be able to conduct your business more effectively if you do what you love. Focus on the type of business for which you feel you have the […]