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cash advance Blog Posts

By First American Merchant

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Apply for a Small Business Cash Advance

As you grow, there are countless reasons and situation in which your business will need extra cash. Expanding your business and investing in a new marketing strategy require working capital. New equipment, hiring new staff and increasing inventory require cash. When you experience slow periods and need an influx of capital, you will also need a source of additional funds. Does this sound like your small business’ current situation? Do you have plans to expand your operation? Consider the following reasons why a small business cash advance from First American Merchant may be your best funding option. Credit score is […]

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How to Run a Thriving Orthodontics Business

Kevin Davis grew up in Ontario and took part in many different sporting activities, a past that has a lot to do with his current job as an orthodontist. According to him, sports play a significant role in fostering teamwork by ensuring everyone knows what role to play, how to win together and bounce back after a loss. Though his dad was also an orthodontist, neither of his parents influenced Kevin’s decision to follow the same line of business.  It was until his late teens that he realized his love for kids and decided he wanted to be an entrepreneur […]

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Merchant Cash Advances: An Affordable Way to Grow Your Small Company

The process of expanding a small business requires a strategy, action and finances. Without any of the items, you have an incomplete recipe that may not give the results you desire. While many micro-businesses know precisely what they should do to grow their firms to the next level, they only lack the finances to put into practice their thoughts.  But a merchant cash advance can change the direction of your story. It is a quick and undemanding avenue to source the extra cash your upcoming business needs to make improvements. Below, we explore the advantages of an MCA as well […]

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Everything You Need to Know about the Merchant Cash Advance

The number of small business lending options continues to grow. Since the financial crisis of 2008, more and more alternative lenders have emerged, offering cash solutions to the countless small businesses that need capital. Banks, unwilling to work with smaller companies, have left them unable to start, grow and expand their businesses. Alternative providers, on the other hand, offer speed and flexibility. One of the most popular options is the merchant cash advance. What is a merchant cash advance? There are many reasons why small businesses are choosing this option. But first, lets take a closer look at what a […]

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From Restaurant to Food Truck | Get a Cash Advance

Are you planning to start a food truck business? Why not join the food truck craze that some of the biggest brands have already done? Why not follow TGI Fridays, McDonald’s, and In-N-Out Burger? This article will tell you the nuances associated with food truck businesses. Also, you’ll learn where to get exceptional funding like a cash advance for your business. Expanding Your Restaurant into a Food Truck You may have heard that lots of restaurants have taken their first steps as food trucks and then chosen a physical location for them. Did you know that the opposite trend offers […]

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A Merchant Cash Advance Isn’t a Business Loan

Are you a small business owner in need of capital now? Does a merchant cash advance (MCA) look like a good deal? What is an MCA? How can it help your business? This article will tell you about this. What Is a Merchant Cash Advance? Merchant Cash Advances (MCAs) date back to the 1990’s. Businesses in the MCA sector became the pioneers in the alternative lending field. Thanks to an MCA, you obtain upfront working capital in exchange for a percentage of your future credit card sales. The advance is covered through the automatically deducted percentage (a set percentage) of […]

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Having Problems Closing Cash Advance Deals Because of Declines?

Merchant cash advance (MCA), a highly popular alternative to traditional business funding, is a form of online lending. Much of the selling of MCAs happens offline by brokers who call and visit clients. Merchant cash advance lenders aren’t the only ones who choose to work with brokers to connect with customers. Financing companies offering short-term small-business loans rely on the same independent broker networks as well. Merchant Cash Advance There’s a popular belief that a merchant cash advance is a short-term loan or a high-interest advance. In fact, it’s not true: an MCA is simply a sale or a purchase […]

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Retail Inventory Management Tips for the Holidays

The holiday season accounts for 20% of the retail industry’s annual sales. It’s often responsible for up to 30% of some individual retailer’s sale. Based on 2016 ecommerce statistics, gift cards are the most desired holiday gifts. The biggest days of sales for retailers and ecommerce businesses are on the 22nd and 23rd of December. According to the National Retail Federation (NRF), holiday sales are projected to increase 3.6% – 4% for a total of $678.75 billion to $682 billion in 2017. This is up from $655.8 billion in 2016. Since holidays are such an important time of year that […]

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Online Lending Industry Regulation

Top federal bank regulator Thomas Curry, US Comptroller of the Currency, last year told marketplace lenders in Washington D.C. to expect a tougher regulatory framework for the industry. The Office of the Comptroller of the Currency would be collaborating with other regulators. Tougher Regulatory Guidelines Tougher guidelines are in line with those that govern the rest of US banking. Calls for such guidelines followed an explosive expansion in the online lending industry and a series of high-profile missteps. The OCC reports, in 2015, so-called marketplace lenders generated about US$29bn of consumer loans, which was a six-fold increase from 2013. Some […]

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Loans Vs Cash Advances Vs Factoring

Are you looking for a financial product for your small business? Make sure to choose the right financing option so to get the best for your business needs. With a carefully chosen financial product, you’ll be able to make your situation better and take your business to new heights. Let’s see how small business financing options differ from each other so that you can make the right decision. Small Business Loans Small business loans report to the credit bureaus about the credit of your business They require a good FICO score You can be required to use all your company […]

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