A loan providing company operating over the internet has agreed to pay the FTC charges for having been involved in misleading and dishonest lending practices. For merchants, it’s critical to work with a reliable lending company, but where can you… Read More »Unfair Lender Settles Deceptive, Unfair Practices
Once a habit is created, it can be very difficult to break. Has your financial situation become a vicious cycle of debt and spending? Consider the following 5 bad money habits you need to break today to regain financial freedom:… Read More »5 Bad Money Habits You Must Break Starting Today
Good credit history can play a crucial role when trying to get a mortgage, loan, apartment lease, or credit card. Your credit score is key to determining how much interest you’ll pay. Good credit demonstrates you’ve been financially responsible in… Read More »Credit History and Credit Scores | The Best Way to Build Credit
Credit card processing seems simple enough: Get a merchant account and set up your equipment, and you’re good to go. But for very small businesses — such as mom-and-pop shops, one-person operations and home-based sellers — the decision to accept… Read More »What Small Businesses Need to Know About Accepting Credit Card Payments
Are you one of the many individuals that wakes up hitting the snooze button repeatedly, dreading the day ahead at work. A steady paycheck keeps you going back. And the fear of not having that paycheck, along with bad credit… Read More »Businesses You can Start with Little to No Out-of-Pocket-Expenses
Banks are something that we cannot escape. From our personal checking and savings accounts, to our business accounts, banks are there for many aspects of our lives. Many merchants with bad credit have issues finding a cooperative banking account for… Read More »Banks Need to Update Their Identity Protection Services
When going into business, you’ll need to find a solution that allows you to accept credit card payments. Many out of box solutions are available such as Square. These simple solutions allow you to quickly and easily start accepting credit… Read More »Square vs. Merchant Accounts – Which Should You Choose
These days we only hear about young, whiz kids who start businesses. For some reason, we think that in order to be incredibly successful, you have to start out young. But this is not true. Many entrepreneurs start companies after… Read More »You’re Never Too Old to Be a Success
Today, we are surrounded by a financial industry that has opened for us innumerable doors to different financial instruments, all of which have perks of their own. In a world where the lenders are encouraging the borrowers to get loans,… Read More »How Hard Does Bad Credit Bite?
Author and culture critic, Lee Siegel, created quite a stir on social media in early June in an op-ed in The New York Times. Siegel admitted that he defaulted on his student loans. The part that had everyone talking is… Read More »Defaulting on Your Student Loans is not a Good Idea
