Do you own a small business in a high risk industry? If so, you may have a hard time getting a small business loan. Merchant cash advances are a new source of funding for merchants in high risk industries that most banks won’t give a second look or a first chance. Merchant cash advances have shorter contracts, less restrictions and much faster approval times. If you are a first time small business owner or have bad credit, you could benefit from a merchant cash advance.

Merchant cash advances benefit a wide variety of high risk businesses including these:

  • Automotive Repair
  • Auto Sales
  • Appliance Sales
  • Medical & Dental Services
  • Electronics
  • Cosmetic
  • Funeral Homes
  • Furniture
  • Exercise Equipment
  • Home Improvement
  • Services Training
  • Veterinary Services

If you are searching for a merchant cash advance, consider working with a reputable lender. First American Merchant Advance (FAM) is popular funder that supports high risk merchants. This type of funding is not like a traditional loan; instead it is a simple sale. FAM purchases future sales at a discount. Both parties agree to the amount of sales that will be purchased and for the discounted cost. This arrangement is perfect for a variety of merchants because there is no specified amount to be paid per month to satisfy a loan. Instead, FAM is paid a pre-determined amount of whatever your business takes in. The following are the few qualifications necessary to get a FAM cash advance:

  • Credit Scores Below 500 Approved
  • Receive your Funds within 72 Hours
  • Fast Application Process
  • Simple, flexible programs
  • No tax returns or financials required

First American Merchant is an experienced online merchant cash advance organization that has assisted thousands of high risk merchants in achieving their dreams with generous loan programs, without the hassle associated with traditional lenders. FAM offers flexible programs to get small merchants access to critical funds in less than 72 hours. Your business will not have to submit any tax returns or financials to get funding. Get the money your company desperately needs. Contact us now to start your application.

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