Merchants looking for a reliable high risk payment processor should consider signing up for FAM’s high risk credit card processing services right today. First American Merchant will help you start accepting payments as early as tomorrow.

Being High Risk Is Not the End of the World

As a high risk merchant, you know that traditional banks and most lenders will refuse to approve you for payment processing. “High risk” label is not a problem for First American Merchant. The application will take just a few minutes. As soon as the application process is over, FAM’s team will get to work immediately. So you can be up and running in no time.

Regardless of your business type – retail, online sales, commercial or industrial supply, direct marketing, and more, FAM offers the best merchant account services tailored to your specific business needs. offers a low-cost and secure high risk merchant account and a full suite of payment processing options, including tangible and virtual terminals. FAM provides:

  • First American Merchant Funding, a Merchant Cash Advance included
  • Speed and Ease of Application Process
  • Proved Support and Vast Knowledge
  • Experience built on years
  • Proven Results

How to Get Started?

To apply for a high risk merchant account, all you need is providing some basic information such as identification and banking information. Bad credit will not affect your application. Once complete, our team will take over from there. All you need to do is sit back, relax, and wait for FAM’s team to get in touch.

If you are interested in Check Processing Services, First American Merchant offers those as well. You can apply for eCheck that makes quick payments a reality, and you will be able to see your funds as early as the next day.

Also, you can apply for Checks by Phone that will enable you to accept and process checks from your customers over the phone safely and easily. Moreover, FAM offers Paper Guarantee that removes the apprehensions coming with accepting checks, by removing the risks. Finally, you can enjoy Checks-by-Web, a safe and risk-free way for consumers to buy goods online without using a debit/credit card.

Get Started Now