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2019 July Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Small Business and Entrepreneurship Not A Priority for 2020 Presidential Runners

One vibe the small business industry is getting from the race to 2020’s Presidency is that no one cares about them. Not a handful of the many names from the Democratic field have majored in entrepreneurship and small businesses. It is dreadful that core issues like the status of the economy and the small business industry, are far behind matters like gun regulation, social justice, immigration, climate change, healthcare, and foreign affairs. Only a few candidates are mentioning micro-business loans, despite the fact that access to merchant funding is central for the growth of small to mid-sized companies. Surprisingly, the […]

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A High-Risk Classification Should Not Stop You from Expanding Your Bottom Line

What setbacks do a business listed as ‘high-risk’ face? In truth, the downsides of being categorized as a high-risk company are numerous. But it is not always your mistake— the authorities consider these sectors as risky because of the nature of activities or products they handle. But these merchants, like their low-risk counterparts, are just business owners looking to venture into a niche they find unexploited and make profits out of their efforts. Among the growing pains of a high-risk entity is payment processing because processors are unwilling to onboard these merchants. Payment processors would rather stay away from these […]

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Business Ideas for Women Startups

In truth, women are a workforce that can boost productivity if tapped into. Figures by the Organization for Economic Co-operation and Development (OECD) found that Indian females spend 352 minutes/day on house chores compared to men who only spare 52 minutes for the same. That is to say; we have untapped potential from a competent workforce with the power to impact the economy. Women accomplish most of the household duties, but their efforts go unappreciated and unrewarded. Most of them cannot pursue jobs and opportunities outside because of several reasons. They either have inadequate assistance at home, must take care […]

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FTC Stopping Fake Schemes: Credit Repair Merchant Account

Of course, it’s so much appealing to sign up for a “quick fix” of your credit. However, not all companies are reliable. The Federal Trade Commission (FTC) has recently put an end to a false credit repair scheme. To know more about the case, as well as find a trustworthy and cheap credit repair merchant account, keep on reading the post. Credit Repair Merchant Account & FTC Against Fake Schemes The Federal Trade Commission has recently requested a federal court to temporarily freeze Grand Teton Professionals’ assets. The latter scheme has allegedly been charging illegal fees in advance and giving […]

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Get the Right Business Funding & Prepare for Summer Downtime

If you’ve been thinking the summer months are away from being productive, you’re wrong. In reality, summer is an extremely productive period for businesses. After all, you can’t find extra time to focus on different areas of your business, can you? So, let’s see how you can use the summer period for your business, as well as discover exceptional business funding opportunities. Business Funding Sunshine… Hot days… Cool backyard pool… Wait! The picture may be completely different for you if you’re a business owner. It’s not always that easy for you to take time off and enjoy the summer months, […]

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Homelessness on Economics: Alternative Small Business Loans

Homelessness is still a major concern. In fact, it doesn’t bring positive impact on the economic competitiveness existing in the country. To learn more about the problem of homelessness in the U.S. and find exceptional alternative small business loans from a true business funding expert. Just follow the lines below. Alternative Small Business Loans & the Impact of Homelessness Today’s homelessness is a disaster that’s got an economic nature rather than is associated with mental health or alcoholism, or other problems like these. Globalization and urbanization have brought an immense impact on how housing markets develop and how basic income […]

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What Happens to Your Business if You File for Personal Bankruptcy

Small businesses can fail for a variety of reasons, leading their business owner to have to file for bankruptcy. But what happens to your business if you have to file for personal bankruptcy? Will you be forced to close your business as a result? The answer is, it depends. It all depends on the structure of your business, how much debt and assets you have and whether you intend to continue operating your business. If you file for Chapter 7 personal bankruptcy, you might have to shut down your business. If you own an LLC or corporation, it might be […]

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New Financial Players Bring Back Risky Borrowing Habits

After the devastating financial crisis of 2008, you would think the financial industry had learned its lesson. However, just a decade after reckless home lending habits nearly destroyed the financial system, risky loans are back in full force. This time, banks are not the ones to blame. In the years following the recession, a growing network of businesses stepped in to provide alternative loan options to the parts of the economy banks had quickly abandoned. This is known as “shadow banking”. With banks unwilling to lend, it made it incredibly difficult – and still does – for many individuals and […]

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More Small Businesses in the US are turning to Alternative Lending

Dun & Bradstreet partnered with Pepperdine Graziadio Business School to investigate lending in the US. And the findings were that; more and more lending options are hitting the market for both small (below $5 million in revenue) and mid-sized firms ($5 – $100 million). The research, titled the Q2 Private Capital Access Index(PCA Index), found that 34 percent of respondents tried to raise funds in Q2, an uptick from first quarter’s 29 percent. Other findings from the PCA index showed that attempts to obtain a loan from traditional banks went down since Q1. Only 41 percent of companies agreed they […]

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Managing the Three Risks That Could Finish Your Business in 2019 and Beyond

Above all other goals, every entrepreneur wants to stay competitive— because if you ran out of business then you’re as good as “back to square to square one.” Staying competitive involves knowing the risks that today businesses face; things that could ruin your bottom line. If your business isn’t ready to keep up with new trends and address the growing pains in your sector then you are bound to lag behind and lose customers to you fast-moving counterparts. The move towards a customer-centric way of conducting business has increased the risk of failure among merchants. Customers now want a more […]

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