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2018 December Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Options for Small Business Startup Loans With No Credit Check

When businesses are just starting out they need extra capital for everything from emergencies to hiring new staff. You probably think, “no problem, I’ll just apply for a loan, right?” Think again. Due to a lack of collateral and little or bad credit scores, startups have a difficult time borrowing money. Luckily, there are options to pursue that do not require a credit inquiry. Though options may be limited, you can apply for a loan that is based on your business performance, instead of your credit score. Options for Small Business Startup Loans No Credit Check Some of the best […]

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Get Cannabis Business Loans Fast!

Are you a startup or existing business looking for capital for your cannabis, marijuana, cultivation business? Where can you find reliable financing for a dispensary or for growing your operations, wholesale, retail, or edibles easily? No worries! Just read this article and you’ll discover a true payment expert that provides reliable and low cost cannabis business loans. Cannabis Industry Growing The debate around the legal weed in the 1960s started registered 12% of the American population supporting the use of legal marijuana. In 2016, recreational sales in Washington state and Colorado increased by 66%. In 2016, the states where legal […]

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Enhance Your Shop with Mom and Pop Business Funding

In a nutshell, risk is what stands between smaller businesses from borrowing money to increase staff, add new products, or buy a necessary piece of equipment. So, how does a smaller or less-established merchant, get the money they need. First, apply to alternative lenders instead of banks. They are not willing to accept the risk that comes with these types of businesses because they do not have collateral, enough good credit, and are too likely to go bankrupt. Due to these challenges, smaller businesses should pursue alternative lenders that are willing to help you fund the growth of your company. […]

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Get an ACH Loan

Are you looking for some innovative products in today’s alternative lending marketplace? What about an ACH loan? What does it mean? Where can you get it easily? Just move forward to learn more on the topic. ACH Loan: Know What It Is An ACH (Automated Clearing House) loan is also known as an ACH advance or cash flow. Automated Clearing House can be described as a way to transfer funds from one bank account to another via direct deposit or direct payment by using ACH transaction banking. Some consider this type of loans a “cash flow” loan. The reason is […]

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Independent Sales Organization | ISO Program for Merchants

Do you want to know what the primary role of an Independent Sales Organization or ISO is? Are you interested in how an ISO helps merchants? You’re in the right place! Just read this blog post and you’ll know. What an Independent Sales Organization Is An Independent Sales Organization is also referred to as ISO. However, you can also find it mentioned as a Member Service Provider or MSP. An ISO is a third-party company contracted by a credit card member bank to find, open and manage merchant accounts on behalf of the financial institution it represents. Also, these organizations […]

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Mistakes of Costco Payment Processing

Did you know that Costco doesn’t even provide credit card processing? What the company does it to outsource merchant services to a company called Elavon. If you want to learn more about Costco payment processing and know where you can find a reliable merchant account to grow your business, just read below. Costco Payment Processing: Time to Turn to FAM If you want to sign up for Costco credit card processing being sure you’re going to work with a direct processor, that’s not the case. In fact, Costco Merchant Services is a reseller of Elavon. The latter is among the […]

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Get a Small Business Loan No Credit Check

Getting a small business without having to face a credit check is possible just do not expect to get the financing from a traditional lender, like a bank. Approving financing for a speculative business without collateral and good credit is something banks do not want to risk. Banks consider merchants in these categories as “high risk,” which basically means a number of factors, such as a reputation for excessive chargebacks or their industries, they may be less likely to pay back the money borrowed. Therefore, the best way to get a small business loan no credit check I to apply […]

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5 Quick Loans for Fast Business Funding

Bank loans are good, but how often do they meet you at your point of need? A savvy business owner works to stay creditworthy in banks but also knows instant sources of business funding to tap into during emergencies. Here are five quick business loans for when your company needs immediate cash. 1-Short-Term Business Loans Get fast funding in as soon as 48 hours to be paid within 3 to 18 months. Short-term business loans range from $2,500 to $250,000 depending on your firm’s creditworthiness. The main downside with short-term business loans is they can be costly, with expenses similar […]

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Merchant Cash Advance Bad Credit: Funding to Rely On Regardless of Your Credit Performance

Today business owners want almost instant funding and loans they can get hands on without having to go through several thorough checks (credit performance in particular) and complicated underwriting procedures. New-age merchants also like to borrow from alternative lenders who best understand their needs and allow them to settle loans without putting a strain on their finances. Furthermore, the online shift is changing the borrower’s expectations by the day, and it so happens that most alternative lenders can have you apply, scrutinize you and offer you funding over the internet. Merchant Cash Advances Perhaps that explains why more and more […]

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Accept Your Customers Checks Online or Over the Phone

The rapid innovations in the online payments platform are fueling the already blazing ecommerce fire. Right now, the only thing stopping you from expanding your bottom line is failing to adapt to the changing payment needs of the online shopper. If only you could study your ecommerce business’s needs and meet them right, then you can complete more sales because you can take payment online from nearly all buyers whether they come with plastic cards or checks. Yes, nowadays, you can also accept checks online or using your phone. Dealing with customers who pay with checks has never been easier. […]

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