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What is a Merchant Account?

Merchant Accounts – What are They?

What is a merchant account you ask? A merchant account allows business owners to accept credit cards as a form of payment at their business. Merchant accounts are part of the system that transfers payments between card issuing banks and the banks of participating merchants.

Merchant accounts are offered to business owners through 3rd party vendors called ISO’s or agents. There are really only 3-4 major processing companies, each representing a different platform. These major processors use independent sales offices to market their services. 1st American Merchant Funding is one of these independent sales offices, as well as being a leader in merchant cash advances and business funding.

We have a distinct advantage over our competitors when it comes to providing merchant account services to our clients. We offer a 100% satisfaction guarantee that states if you’re ever unhappy with your processor you can switch to another provider free of charge, regardless of the cancellation fee stated on your merchant contract.

1st American Merchant Funding is dedicated to earning your long term business. If your merchant account rate changes, or if your not satisfied with the service of your provider, just contact us and we’ll get it handled and take care of everything!

Getting your money fast is the KEY to a good merchant account!

Do you need a merchant account that offers 24 hour funding? Do you want your money fast? At First American Merchant we have dozens of providers in our network that offer next day funding. You can compare the rates and offers from all of our providers that meet your needs. Our merchant advisers can answer all your questions and get you set up with a new merchant account in 24 hours.