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merchant cash advance Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

How To Increase Your Cash Flow Using a Merchant Cash Advance

Turning your business idea into a reality isn’t that easy. Many businesses start and fall at some point because of financial constraints. That’s why you need financial support to grow your business and make it stable. Now, the simple question is: what do you usually do when you start experiencing financial constraints? Were you at one point turned down by your traditional bank? Or did you feel like your traditional bank needed so much information before they could help you? Besides, it was just a tedious process that would waste your time, yet you needed money quickly. In most cases, […]

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What Happens When You Default on a Merchant Cash Advance

As we all know, you need some consistent cash flow to run your business. The problem is that you can never have enough. When starting your business, you will need sufficient funding to get off the ground. Whether you are the best planner, there will always be fluctuations and seasonal changes that will push to seek a merchant cash advance. The reason why most people are choosing this type of loan is that it’s easier to obtain as compared to other lending institutions, which have a long and tedious process. However, defaulting on a merchant cash advance can affect you […]

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When a Merchant Cash Advance is the Best Financing Option for Your Business

When is an MCA the Best Financing Option for My Business? Yes, sometimes an MCA can give you the perfect financial boost you need. A Merchant Cash Advance is a form of financing that moneylenders collateralized using a company’s yet to come sales. The product offers upfront funding in trade for a cut of the business’s total credit & debit card transactions or per-day bank payments until you fully pay out the advance. Unlike bank loans that feature interest rates and fixed per-month payments, MCA costs vary depending on a factor rate instead of an interest rate. Factor rates begin […]

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Strengthen Your Business with a Merchant Cash Advance

The merchant cash advance business has exploded. Are you looking for business funding that can help you make significant headway? How can you and your business benefit from an MCA? Just read below to get help with all this. An MCA Can Strengthen Your Business An MCA, which isn’t a loan, allows you to leverage your future earnings so to access the necessary working capital conveniently. As soon as you receive your funds, you’ll start paying the amount back through a percentage of your daily credit card deposits that the lender will take. Since this is a sales transaction and […]

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Merchant Cash Advance Can Do More Than You Think

Are you a small business owner seeking out additional funding? A merchant cash advance or MCA can be of great benefit to your business. This is especially fine for those who need quick business financing with little hassle. This article will tell you more about an MCA and where you can obtain it easily. How a Merchant Cash Advance Helps You Did you know that a merchant cash advance or MCA isn’t a loan? It’s just a sale. An MCA has become one of the most popular options of business funding for small business owners who’re in need of fast […]

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Merchant Loans: What About a Merchant Cash Advance?

Are you a small business owner in need of capital right now? What about merchant loans? Why not apply for a merchant cash advance (MCA)? Below, you can find helpful info on where to get reliable and affordable merchant funding. Merchant Funding: Merchant Cash Advance The last 10 years, starting from the financial crisis, proved to be quite successful for merchant cash advances or MCAs, turning them into the most popular form of merchant funding in fact. Recent data in the field shows that the MCA business accounted for $10 billion in 2015. Well, an MCA isn’t technically a loan: […]

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Merchant Cash Advance Bad Credit: Funding to Rely On Regardless of Your Credit Performance

Today business owners want almost instant funding and loans they can get hands on without having to go through several thorough checks (credit performance in particular) and complicated underwriting procedures. New-age merchants also like to borrow from alternative lenders who best understand their needs and allow them to settle loans without putting a strain on their finances. Furthermore, the online shift is changing the borrower’s expectations by the day, and it so happens that most alternative lenders can have you apply, scrutinize you and offer you funding over the internet. Merchant Cash Advances Perhaps that explains why more and more […]

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Merchant Cash Advance: A Bad Credit Borrower’s Best Option

Of the 28 million small businesses operating across the United States, 39 percent are owned by women, according to the Score’s The Megaphone of Main Street: Women’s Entrepreneurship, Spring 2018 report. Though the number of women-owned businesses continues to rise, only 25% of women seek financing for their businesses. The truth is that most new entrepreneurs have trouble getting banks to lend them money. But, women find it even more difficult to seek and obtain financing. If a woman has bad credit, as well, she can expect her lending options to become even more scarce. To keep business’ running and […]

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What are Unsecured Business Loans

Are you a small business owner in need of cash? Have you been comparing business loans, but are unsure which option is right for you? You’ve come to the right place. It’s true that not all business loans are created equal. Let’s go over the differences between a traditional loan and an unsecured loan. Find out if an unsecured business loan is right for your business, or if an alternative loan option is better suited to your needs. What is an Unsecured Loan? A traditional business loan is a secured business loan. This means that it is secured by some […]

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Small Business Funding for Veterans: Merchant Cash Advance

Are you a veteran running a small business? Do you need to get working capital like a merchant cash advance (MCA) for your business to build a profitable company? What are your choices for loan alternatives and small business funding for veterans? Just read below to find them. Small Business Loan Options for Veterans: Merchant Cash Advance Here’re several small business funding options that you, as a veteran, can obtain so to grow your business successfully: SBA (Small Business Administration) VA (Veterans Advantage) Loans Veterans can apply for a VA loan from the Small Business Administration. Thanks to the Veterans […]

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