Credit repair remains an important service for many Americans. And that’s plausible because desirable credit is a sticking point in the US. Without it, many doors are closed. No wonder many people run to repairers when scores stoop low, and everything is threatening to go south. Nevertheless, fixing credit is a tricky venture because of the nature of the service. It is, in fact, risky business because many times, customer expectations and the final result are worlds apart. And the consequence is excessive reverse charges or chargebacks. As you may have heard, merchant service providers see chargebacks as a red […]

Getting clients to pay their invoices on time is one of the great banes of every business owner’s existence.  Your clients’ prompt payment ensures that you don’t experience an interruption to your business’s cash flow. Without it you are forced into a state of limbo, unable to purchase more equipment, hire someone if necessary, or simply be paid for the work you do. So how can you ensure that your clients will be more willing and able to pay you on time? Check out these 10 strategies: Invoice quickly. As soon as the service is rendered, send the invoice to […]

Are you tabbed as high risk merchant? Well, expect to face difficulties on your way. One of the most important things to bear in mind is that your high risk account won’t come with low rates and fees. So, why is it so? Also, who can get you the most reliable and affordable high risk merchant services, including a credit repair merchant account? Just read below to know. High Risk Merchant Account: Credit Repair Merchant Account Merchant accounts are classified as high risk because of the risks associated with them. This type of accounts has to do with higher incurring […]

Are you an adult business owner? Are you on the lookout for a reliable and affordable adult merchant account? Just keep on reading this article and you’ll get answers to your questions. Payment Processing for Your Adult Business The adult entertainment industry is growing and turning into a more profitable industry. So, it’s no wonder that merchants take a big interest in this sector, hoping to become part of this quite lucrative market. The internet has made everything easier and more convenient. Nowadays, users can pay for adult websites through their credit cards. Only, adult businesses are classified as high […]

Are you planning to start accepting credit or debit cards for your auto shop sales? If yes, you need to apply for a merchant account. Industries like automotive are classified as high-risk by banks and other traditional providers. So, you need to turn to a high-risk processor. This article will tell you about automotive payment processing and how you can open a reliable automotive merchant account easily. Payment Processing for Your Auto Shop It seems to be a straightforward thing to run an auto shop. However, when you start running it, you’ll find many things to be diverse associated with […]

Credit card processing seems simple enough: Get a merchant account and set up your equipment, and you’re good to go. But for very small businesses — such as mom-and-pop shops, one-person operations and home-based sellers — the decision to accept credit cards means having to consider some very unique needs. From the difficulty of getting approved for a merchant account to losing money from fees and facing the challenges of using the same technologies as large corporations, the road to accepting credit cards can be rough. Nevertheless, small businesses don’t have to be at a complete disadvantage. Just because you’re […]

Struggling to find the merchant account services you need? If you’ve been turned away by the bank – or multiple banks – it’s time to consider what a high-risk provider can offer you. For the “high-risk” business, small business funding and payment processing services continue to be difficult to find. A high-risk provider offers safe and secure options, regardless of the risks involved with a business type or industry. First American Merchant, for example, is a full-service provider. Meaning, their team of professionals have years of experience helping “hard-to-approve” merchants secure all the services they need to operate smoothly and […]

Recent studies have revealed that Americans buy more electronic cigarettes (e-cigarettes) than anyone else in the world. According to Euromonitor International, the U.S. accounted for around 43 percent of the $8 billion market in 2015 – more than triple the level of the second-largest market, the U.K. However, if you assumed that this thriving market was easy to operate in, you would be wrong. Despite being a billion-dollar industry, e-cigarette businesses struggle to find merchant accounts and payment processing solutions. Without a merchant account, these businesses are unable to process debit and credit card transactions. It goes without saying that […]

Your numbers can dictate whether or not you can get access to working capital. You will be classified as eligible or ineligible for business financing based on your credit score, good or bad. Good and Bad Credit Scores If you have high scores, you’ll be able to find funding sources without difficulty. Moreover, you’ll find a variety of sources to choose the right one for your business needs. On the other hand, if you have poor credit scores, the variety will narrow significantly. What is worse, you may even find out there no options for you to choose. Because of […]

Wells Fargo & Company is an American international banking and financial services holding company and is one of the largest sponsoring banks in the nation. There are merchants who turn to Wells Fargo as they want to get next-day funding and value-added services. Even though having all accounts in one place seems attractive, merchants often don’t take into account the fact that the costs will be higher. Banks Aren’t the Only Option to Try In fact, banks aren’t the only option when it comes to securing a merchant account. Banks are neither the most convenient, nor the best fit for […]