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Merchant Funding From a Reputable Provider

Are you looking for ways to fund your business quickly and affordably? How to get approved for business funding fast and easily? Read below and you’ll find out.

Merchant Funding: Where to Find?

What’s merchant financing? The term says all you need to know: this is financing for merchants. This term refers to any business funding that any business with a merchant storefront (the credit card processing system is required) can fund with.

By saying merchant financing, many people think of a merchant cash advance (MCA). In fact, the term can refer to any type of business financing that collects repayment automatically through your credit card processing system.

In the case of merchant financing, the lender will set up a system and take a daily percentage of your payment transactions as a form of repayment. The lender will go on taking this amount until your merchant financing, along with interest, is paid off.

Are you on the hunt for merchant financing for your small business? Why not get merchant funding from First American Merchant, an award-winning alternative online lender and processor? FAM carries an A+ rating with the BBB, and works both with lower risk and high risk businesses. is dedicated to providing exceptional business financing solutions to merchants to help them grow. FAM offers the lowest possible rates in the industry. The application is fast and hassle free.

Benefits of Merchant Funding From FAM

Let’s see what benefits merchant financing from First American Merchant offers to business owners who need access to working capital.

  • Fast Funding – You can get your funds in your bank in just 72 hours.
  • Hassle-Free Transactions – FAM will automatically take the required amount from your credit card transactions. You won’t make any fixed monthly payments.
  • High Approval Rates – FAM’s approval is based more on business performance than on your personal credit, time in business or financials.
  • Easy Collections – FAM will get paid when you get paid. The payment that you’ll be required to make will be a percentage of your daily sales.

Types of Business Funding From FAM offers several types of merchant financing that you can find below. Just take the time to go through each of them to find out the best fit for your business.

Popular Merchant Cash Advance (MCA)

Merchant cash advances are currently too popular among merchants. They offer extremely quick access to working capital. In fact, an MCA isn’t a loan: it’s just a sale. Your future sales are being purchased at a discount. Both you and FAM agree to the amount of sales being purchased and for what discounted cost.

ACH Program

Another popular type of financing is the ACH funding program. The latter is also known as “Bank Only” funding and provides merchants with funds even if they lack a merchant account.

High Risk Business Funding

First American Merchant specializes in the high risk sector. FAM understands high risk merchants’ financing problems best of all. Even if your business is labeled as high risk, FAM can help you take your business to new heights. The experience and flexibility FAM has gained from working with high risk businesses are the best guarantees.

Consumer Financing

Do you know what common request does FAM hear from merchants all the time? Well, merchants need a “90 days same as cash” program for their customers. Small business owners are looking for a type of customers financing, which they can offer the way the bigger chain stores do. That’s the reason why FAM has developed a special program for growth.

As you see, there’re several striking merchant funding options that you can choose to grow your business. Work with a respectable alternative online lender to turn your dreams into reality.