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Getting a Countertop ATM for Your Business

Are you, as a merchant, looking for ways to save money while generating revenue? A countertop ATM can help you increase sales to be able to accept more than cash. You can charge from $2-$4 or more for each transaction.

Consider obtaining new and profitable ways of processing bankcard payments by cashless ATMs, which are also called Point of Banking terminals. Cashless electronic transactions offer a high level of convenience. Thanks to convenient payment options, your customers will buy more from you, thus increasing the sales average per customer.

Get a Countertop ATM from FAM

If you’re considering a countertop ATM for your business, turn to, a reputable business loan provider and payment processor that specializes in the high-risk sector. First American Merchant is an award-winning company that boasts an A+ rating with the BBB. FAM offers exceptional business funding opportunities to merchants of any type.

If you’ve already chosen a countertop ATM for your business, customers will run their transactions like an ATM and get a receipt for the approved transaction. Then, customers should give the script receipt to the register to make the purchase and get the remaining balance back in cash.

So, merchants are given an opportunity to have consumers pay for the cost of the bankcard transaction through a convenience fee. As a result, merchants get to save hundreds or thousands of dollars on a monthly basis in bankcard processing fees that should be paid by merchants for accepting credit/debit cards.

To add convenience and security, Point of Banking machines use PIN-based debit cards. PIN-based debit cards have recently been used more than credit cards and have surpassed POS credit card payments. Cashless ATMs provide speed and ease of use. By choosing them, you can just connect the system to a power outlet and landline and start accepting bankcards for your business.

There is a convenience fee for both a countertop ATM and a cashless ATM. Customers pay the fee so the merchant isn’t obliged to pay any processing fees. By setting a low surcharge on the machine, which makes up 50-90 cents, merchants won’t get any complaints concerning the convenience fee from customers. This is great for both the customer and the merchant.