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Choose The Best Way To Fund Your Small Business

As a business owner, you may need access to capital so to guarantee growth for your business. No matter, you need business funding to overcome the hindrances in your way or just use it to expand, you should make the right decision. In fact, finding small business funding isn’t a trivial issue.

You can choose between 2 business funding options such as equity and debt. In the case of debt, business funding providers receive a note for their cash. The note states the terms of repayment, such as timing and interest. Choosing debt, you can remain the owner of your company, but you get obliged to pay the loan. In case you fail to do so, your company may be forced into liquidation.

If you choose equity, you’ll have no obligation to repay the lender, but the owner can take a part of the ownership of your business. As a result, you can lose some control over the company.

According to a survey from a small business financing company, small business owners expressed their economic optimism and plans for growth when entering 2017. Based on the survey carried out by the company, “dissatisfaction with Corporate America” was the top 1 reason survey participants sought business ownership in 2016. Female-owned businesses have increased by almost 30% since 2015, and less reliance on cash has been registered. Particularly, use of cash to launch a business dropped by half since 2015.

So there is a tendency towards alternative forms of financing, such as those offered by First American Merchant, a reputable business loan provider and payment processor that specializes in the high risk industry. FAM ( offers the lowest possible rates and exceptional business funding opportunities to merchants of any type and size. You can get approved for FAM’s popular Merchant Cash Advance without difficulty.

As the CEO of the above-mentioned company noted, though there were political uncertainties in 2016, small business owners didn’t lose their entrepreneurial spirit. Businesses saw increased profitability. More than half of business owners surveyed had plans for growth in 2017. Contribution to the US economy by creating American jobs is expected to continue in 2017 as well.