sales@firstamericanmerchant.com
Give us a call for more info 1-800-210-5649

Need Merchant Funding? Why Not Get an MCA?

Are you planning to take out a business loan or merchant cash advance (MCA)? What’s the best type of merchant funding for business owners who lack the necessary cash on hand? This article is here to help you with this. Merchant Funding to Grow Your Business In the modern world of business, you can’t grow your business if you lack the necessary capital, especially if you’re an eCommerce business. Working with a reputable business funding provider like First American Merchant, which has an A+ rating with the Better Business Bureau, you can make your life easier. FAM, goes above and […]

Read More…

Customer Financing: In House Financing Explained

Did you know that customer financing can add to the average order size of your business? In fact, financing to consumers can contribute to the growth of your incremental sales. So, what’s this “customer financing?” Is it right for you? Customer/Consumer Financing: What It Is Starting a business is closely connected with finding ways to keep it up and running. Consumer financing is a go-for option for many businesses in this regard. It allows customers to get enrolled in a low cost monthly payment plan, without having to make the full payment at once. With consumer financing, customers can obtain […]

Read More…

Explore Business Loan Options for Marijuana Dispensaries

Due to conflicting federal and state marijuana laws, getting funding to operate a legal marijuana dispensary can be challenging. Many states have adopted laws legalizing recreational and medical marijuana, but some have not. Meanwhile, the federal government considers any type of use or possession a crime. This type of legal murkiness forces many dispensaries to operate cash only businesses because they cannot open bank accounts. This forces medical and recreational marijuana businesses to purchase 24/7 high-tech video security systems, as well as special doors and windows with lock, to ensure their safety. Buying all of these extra security measures is […]

Read More…

Merchant Loans: What About a Merchant Cash Advance?

Are you a small business owner in need of capital right now? What about merchant loans? Why not apply for a merchant cash advance (MCA)? Below, you can find helpful info on where to get reliable and affordable merchant funding. Merchant Funding: Merchant Cash Advance The last 10 years, starting from the financial crisis, proved to be quite successful for merchant cash advances or MCAs, turning them into the most popular form of merchant funding in fact. Recent data in the field shows that the MCA business accounted for $10 billion in 2015. Well, an MCA isn’t technically a loan: […]

Read More…

Options for Small Business Startup Loans With No Credit Check

When businesses are just starting out they need extra capital for everything from emergencies to hiring new staff. You probably think, “no problem, I’ll just apply for a loan, right?” Think again. Due to a lack of collateral and little or bad credit scores, startups have a difficult time borrowing money. Luckily, there are options to pursue that do not require a credit inquiry. Though options may be limited, you can apply for a loan that is based on your business performance, instead of your credit score. Options for Small Business Startup Loans No Credit Check Some of the best […]

Read More…

Get Cannabis Business Loans Fast!

Are you a startup or existing business looking for capital for your cannabis, marijuana, cultivation business? Where can you find reliable financing for a dispensary or for growing your operations, wholesale, retail, or edibles easily? No worries! Just read this article and you’ll discover a true payment expert that provides reliable and low cost cannabis business loans. Cannabis Industry Growing The debate around the legal weed in the 1960s started registered 12% of the American population supporting the use of legal marijuana. In 2016, recreational sales in Washington state and Colorado increased by 66%. In 2016, the states where legal […]

Read More…

Enhance Your Shop with Mom and Pop Business Funding

In a nutshell, risk is what stands between smaller businesses from borrowing money to increase staff, add new products, or buy a necessary piece of equipment. So, how does a smaller or less-established merchant, get the money they need. First, apply to alternative lenders instead of banks. They are not willing to accept the risk that comes with these types of businesses because they do not have collateral, enough good credit, and are too likely to go bankrupt. Due to these challenges, smaller businesses should pursue alternative lenders that are willing to help you fund the growth of your company. […]

Read More…

Get an ACH Loan

Are you looking for some innovative products in today’s alternative lending marketplace? What about an ACH loan? What does it mean? Where can you get it easily? Just move forward to learn more on the topic. ACH Loan: Know What It Is An ACH (Automated Clearing House) loan is also known as an ACH advance or cash flow. Automated Clearing House can be described as a way to transfer funds from one bank account to another via direct deposit or direct payment by using ACH transaction banking. Some consider this type of loans a “cash flow” loan. The reason is […]

Read More…

Independent Sales Organization | ISO Program for Merchants

Do you want to know what the primary role of an Independent Sales Organization or ISO is? Are you interested in how an ISO helps merchants? You’re in the right place! Just read this blog post and you’ll know. What an Independent Sales Organization Is An Independent Sales Organization is also referred to as ISO. However, you can also find it mentioned as a Member Service Provider or MSP. An ISO is a third-party company contracted by a credit card member bank to find, open and manage merchant accounts on behalf of the financial institution it represents. Also, these organizations […]

Read More…

Mistakes of Costco Payment Processing

Did you know that Costco doesn’t even provide credit card processing? What the company does it to outsource merchant services to a company called Elavon. If you want to learn more about Costco payment processing and know where you can find a reliable merchant account to grow your business, just read below. Costco Payment Processing: Time to Turn to FAM If you want to sign up for Costco credit card processing being sure you’re going to work with a direct processor, that’s not the case. In fact, Costco Merchant Services is a reseller of Elavon. The latter is among the […]

Read More…