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ACH Funding for Merchants: Merchant Cash Advance with No Merchant Account

Get a Merchant Cash Advance without having to switch Processors

Do you need a merchant cash advance, but you don’t want to switch credit card processors? We have a solution for you! You can keep your credit card processing provider and get a merchant cash advance by using our ACH funding program.

We can advance you up to 100% of your GROSS monthly volume including your credit card volume, cash deposits, and check deposits. Our ACH funding program is perfect for merchants that have credit card processing with their bank, and don’t want to switch providers. Get working capital today from eMerchantBroker!

ACH funding can provide you with up to $250,000 for your business in 7 days or less! We have fast funding programs and a ton of options for any merchant!

Getting a Merchant Cash Advance with NO Credit Card Processing

Many business owners think that a merchant cash advance has to be tied to a merchant account or credit card processing. This is not true, we have many business funding programs that do not require a merchant account.

We have an ACH program that will take into account all of your cash sales and gross deposits when calculating your funding amount. Our flexible merchant cash advance programs are perfect for merchants with bruised personal credit or tax lien issues.

Below are some common questions and answers about our merchant cash advance programs.

Q. I need business funding but I only process $1000 per month?
A. No problem! We can help.

Q. I have been declined by other lenders, can you help?
A. Yes, we specialize in hard to approve business types.

Q. Can I get a merchant cash advance with a tax lien?
A. Yes, we have tax lien and judgement programs.

Many businesses apply for a merchant cash advance and are declined not because of credit, but because of business type. Most merchant cash advance companies won’t work with a “MOTO” merchant, meaning a merchant that accepts a majority of its credit cards over the phone.

Most merchant cash advance companies won’t work with Internet companies either. We will approve both! We can help mail order/telephone order merchants and Internet businesses get a merchant cash advance.

We offer “lock box” ACH programs, traditional split funding, bridge financing and more. We can help any business that can prove sales revenue get the financing they need to grow.

To learn more about our ACH program that offers business funding without having to switch processors, get started today with First American Merchant!