Give us a call for more info 1-800-210-5649

2019 April Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

FBI to Fight Cybercriminals: What About You?

The FBI has decided to take a directive shift away from counterterrorism. Now, it’s time to fight against the growing threats from cyberattacks, as a Wall Street Journal report states. How are you going to fight cybercriminals? To get answers and know more about the topic, just read below. FBI Fighting Cybercriminals According to Third Way, a center-left think tank in Washington, less than 1% of cyber incidents that can cause harm must be in the center of attention of law enforcement bodies. As a rule, investigations focus on much larger crimes, e.g., when countries get attacked. According to Amy […]

Read More…

Digital Payments: How the U.S. Can Keep Up With China

The eCommerce share of total Chinese retail sales is growing with incredible advances. The U.S. must catch up to the growth of Chinese digital payments. How can this be done? Just keep on reading below to know! Digital Payments Growing: U.S. & China The U.S. Department of Commerce reports that eCommerce accounted for 9.8% of total retail sales in Q3 of 2018. As for China’s eCommerce, it made up 16% of total retail in 2016, as the Goldman Sachs’ China E-Commerce Shopping Re-Imagined Report showed. According to the Goldman Sachs’ China E-Commerce Shopping Re-Imagined Report, the growth is driven by […]

Read More…

Restaurant Loans Can Help with Breach at Restaurant Operators

In February, 2019, KrebsOnSecurity contacted Buca di Beppo, an Italian restaurant chain, after revealing that the company’s customers’ 2 million card numbers could be found on the black market. Do you need additional business funding such as a restaurant loan to make your business better protected? This article is here to help you with all this. Breach at Restaurant Operator Earl Enterprises    Buca’s parent company also had a 10-month breach of payments at a number of restaurants. Several of its brand locations, such as Earl of Sandwich, Planet Hollywood, Chicken Guy, Mixology, as well as Tequila Taqueria were among […]

Read More…

Cybersecurity Risk Concerns for Small-Business Owners

If you’re in electronic payments, you should be well aware of the risks coming from cybercriminals. They’re constantly trying to get access to sensitive payment data. Did you know that only 38% of merchants consider the PCI compliance of their service providers highly important? No worries! This article will tell you how small-business owners can address their cybersecurity risks Cybersecurity Risks Facing Entrepreneurs Cybersecurity risk is among the biggest challenges your business can face nowadays. In addition, ransomware is another concern for small businesses in terms of cybersecurity and it’s growing. Today, more and more small businesses become a target […]

Read More…

Learning from The Wells Fargo Glitch

As you may know, Wells Fargo has suffered a shutdown that stopped card processing, ATMs, and other financial services. This was a wake-up call for the industry. If you want to know more about the topic and find the best countertop ATM in the market, just read below. Modern Payments Ecosystem: Countertop ATM Smartphones and wearable technology are surging in popularity all over the world. Increasingly, more and more people are adopting mCommerce and eCommerce solutions offered by the modern payments world. Today’s banking and financial services, technology companies and the diverse payment technology options will undoubtedly push the industry […]

Read More…

POS Lending: Banks & Alternative Lenders

The times when customers were relying on banks to secure a loan are already in the past. Both well-planned and impulse purchases are growing all over the world, so customers are looking for seamless access to a loan wherever and whenever they want, at the POS (point of sale). If you want to know more about POS lending, just keep on reading below. POS Lending & Banks Since banks are usually big, quickly reacting to the ever-changing consumer needs isn’t a simple thing for them at all. Fintech companies (the ones that’re quite agile) have been prioritizing mobile-first point-of-sale financing […]

Read More…

Smaller Institutions & FinTechs: Small Business Loan

Community bank and credit union groups have recently been focused on using their lobbying power in Washington to limit the advancement and aspirations of innovative fintech companies. How are you planning the growth of your business? Do you need a reliable and low cost small business loan? Just read this blog post and you’ll learn more about the topic. Also, you’ll discover an exceptional business funding provider. Smaller Institutions & FinTechs This is an era of the physical giving way to the digital. Data is becoming the next gold and oil. Increasingly, consumers both more and less loyal ones, are […]

Read More…

Artificial Intelligence Can “Learn”: AI Payments & More

Artificial intelligence (AI) and other digital technologies that’re newly emerging are capable of granting humans more power than ever before. So, what do the latest technology solutions offer nowadays? How can AI payments help you with your business? Just read below to discover more. Artificial Intelligence & Machine Learning AI, together with proper ethics, people, diversity and inclusion, can open up completely new doors for prosperity and opportunity for all. This is quite evident in the modern financial world. So, no wonder that banks are getting more and more automated, making productivity and customer service much better as a result. […]

Read More…

Most Influential Business Women in Payments 2019

Do you want to get acquainted with some of the most influential business women who’re bringing a breath of fresh air into the payments ecosystem and creating new opportunities? Do you need advice from them? Well, just keep on reading this blog post. Influential Business Women PaymentsSource, SourceMedia’s resource for payments professionals around the globe, has announced the “25 Most Influential Women in Payments of 2019.” These women are honored for their ability to help complex organizations navigate through tough times and create an environment that new talents are happy to work in. Let’s see what thoughts they share with […]

Read More…

Consolidation, Payments & FinTechs: FinTech Business Loan

The payments industry is witnessing major acquisitions these days. Acquisitions make complex processors even more complex. Where can you get the necessary fintech business loan to grow your business successfully and navigate through hard financial times? This article is here to help you with that. Consolidation: Payment Incumbents & FinTechs  Consolidation is quite natural in a declining economic environment among banks. It’s been the natural course in the space for as long as there’ve been banks. Let’s concentrate on what’s happening in the payments space. Well, Jeff Yabuki and Frank Bisignano, Fiserv’s and First Data’s CEOs, state that within 5 […]

Read More…