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As long as you have been in business for at least 2-3 months we can provide you a start up merchant cash advance. We want to help your business grow.

It is nearly impossible for a new business to get a business loan or working capital. Brand new merchants less than 3 months old don’t even qualify for a normal merchant cash advance. Only at 1st American Merchant Funding will a new business owner find the working capital they need. The only requirement is that your business does at least $5,000 per month in credit card sales per month.

Bad Credit? No Credit? No Problem!

We do not base our approvals on personal credit or business financials. We are looking at the sales and revenue history of your business, and all we need is about 2-3 months of processing history to evaluate. As long as your business is making regular deposits into your bank account, your approved! We work with sub 500 credit scores, open unresolved tax liens, bankruptcies, charge offs and more. Because a merchant cash advance is a sales transaction, not a loan, we are not reliant on credit bureau ratings.

No matter the credit or financial situation we can help you. Our small business start up loan alternatives have helped thousands of business owners get funding fast. Call us today at 1-800-210-5649 to learn more about how we can help you with a merchant cash advance.

  • Less than 3 Months in Business OK
  • Credit Scores Less than 500 OK
  • 5k/mo Minimum Processing Volume