Give us a call for more info 1-800-210-5649

2016 November Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

Alternative Business Loans & Other Things You Will Learn From a Small Business Mentor

Every great business leader has a mentor. Whether it is another business bigwig, or just a like merchant in your town, they are an invaluable thing to have when you are a new merchant. Their advice can get you far – but you really need to take what they say to heart. Experienced merchants know what works and what doesn’t, and this is important whether you have a salon or an e-cig store. Below are the best things that you can – and will – learn from a small business mentor. Alternative business loans: An alternative business loan can help […]

Read More…

How an ACH Business Loan Can Help Business Growing Pains

Business growing pains suck. They happen to most businesses – and if your business is going to be successful, it will happen. So, what do you do? First off, don’t panic! There are things that you can do to curb growing pains and other issues, and all without a bank loan. An ACH business loan is what you need. This is not a loan, but rather a “buy in” to your future sales. An ACH funding program, also called “Bank Only” funding allows providers like FAM to fund merchants even if they don’t have a merchant account. A business cash […]

Read More…

Fund Your Small Business Without a Bank Loan

Small businesses need funding from time to time. It’s just a natural thing. Whether you have a car dealership or an e-cig shop, most merchants will look for funding at some point. The bank is one of the first places you will look – but did you know that it is the worst place to look? Below is the ultimate option for you to fund your business – and all without a risky business loan. You can fund your small business with one call to your merchant account provider. Or, if you have a good techie merchant account provider like […]

Read More…

How To Do Business And Get a Loan In Puerto Rico

Puerto Rico is a lovely place, but it is in the midst of a horrific financial crisis. If you are putting your business plans on hold, don’t! You can still open and operate a successful business, even when financial crises arise. Below are tips and tricks for operating a successful business in times of financial turmoil. Surround yourself with good people: People outlast problems usually, and having the right staff and mentor can help you keep your head up when times are tough. The wrong crowd can have you doubting your dream – which is something that you do not […]

Read More…

Why Running a Trucking Business is a Good Choice

If you’re considering to start a trucking business, first of all, you should get to know the advantages and disadvantages of the trucking industry. Trucking Business The trucking industry generates almost $700 billion in annual revenue. This means you’re going to start a business with positive revenue prospects. The industry is expected to have a 21% increase in jobs by 2020. It is interesting to note that Uber has recently acquired self-driving truck startup Otto. This way Uber is entering into the long-haul trucking business with the purpose of establishing itself as a freight hauler and a technology partner for […]

Read More…

SEO Tips For Your Small Business

You can use a number of ways to promote your business online. You can do it through search engine optimization (SEO), pay-per-click advertising, social media marketing, display advertising, or email marketing. Often, small businesses and startups choose SEO as their online marketing tactic. If budget is a problem for you to turn to an SEO specialist, consider following useful SEO tips to make your search rankings rise. Merchants interested in small business funding should consider applying to First American Merchant (FAM) is a reputable payment processor that specializes in the high risk sector. SEO Tips for Your Small Businesses […]

Read More…

Micro Loans. Do You Know How They Work?

A micro loan is a small, short-term loan offering low-interest rates. It is usually great for startups or self-employed people. Micro loans are guaranteed either by government organizations or other companies. Get the Best for Your Business In the US, micro loans are mostly issued through the Small Business Administration’s (SBA) micro loan program. Intermediary community lenders get financing from SBA and grant loans to small business owners. SBA micro loans do not exceed $50.000, and the average loan is worth up to $13.000. Micro loan rules vary from a lender to lender. However, they are called to help businesses […]

Read More…

Business Advice Galore: How To Rank Higher On Google Searches

You can look at internet searches as a sort of monopolizing issue. Many times, those who pay more play more; i.e. those who pay a lot of be featured are. Not every merchant can afford this, and thankfully now there are many things that merchants can do to avoid paying – and still get featured higher up on a Google search. First, use Google Metrics or another metric-based tool to analyze what triggers a good search result for your business. You may need to do some tweaking of your website and content formatting to get higher on the list, but […]

Read More…

Choose The Right Short-Term Micro Loan For Your Small Business

Business loans are usually associated with traditional 5-10 year term loans from a local bank. Things have changed recently. Today, short-term business loans are popular among business owners who need to quickly take advantage of opportunities and overcome challenges on their way. Micro Loans If you need inventory, but it is only available at a discount for a limited time, or if your marketing opportunities are time sensitive, a micro loan can be a better option to consider. Beyond that, short-term financing options are ideal for those business owners who are waiting for their clients to pay. Generally, short-term loans […]

Read More…

Financing Your Food Service Business

Are you planning to grow your catering, grocery, or restaurant business? Growth may require expensive costs, which can be challenging for you. However, you can apply for a business loan to hire and train new employees, buy equipment, or expand your business. Business Loans Business loans or commercial/industrial loans have been quite successful for both large and small growth-starved banks for some time. Based on Federal Reserve data, such lending dropped by 0.1% in the 3rd quarter. According to Morgan Stanley, the contraction from the prior quarter is the 1st such drop in 6 years. To get a reliable business […]

Read More…